San Diego County property record for 1246 Ave Miguel, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,577 sqft · built 1986 |
| Lot Size | 0.149 acres (6,504 sqft) |
| Owner | Company Name on File |
| Last Sale | $437,000 (Nov 2001) |
| Tax Bill | $7,572 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 255-123-62-00 |
| Primary APN | 255-123-62-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,577 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 6,504 sqft (0.149 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1246 AVENIDA MIGUEL |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-5613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 189 TR 010800 |
| Legal Subdivision | SAN DIEGO 3897-4 |
| Legal Tract | 010800 |
| Legal Block | 1 |
| Legal Lot Number | 189 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 17107 |
Source: San Diego County records · APN 255-123-62-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1246 AVENIDA MIGUEL, ENCINITAS, CA 92024-5613 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 09, 2023 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 15, 2001 · Amount on Record |
| Deed Sale | Nov 15, 2001 · Amount on Record |
| Prior Sale | Aug 06, 1986 · Amount on Record |
| Deed Document Number | 2001834958 |
| Last Transfer Date | Oct 12, 2006 |
| Transfer Doc | 0000743631 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1246 AVENIDA MIGUEL, ENCINITAS, CA 92024-5613 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2023 |
| Title Company | MEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 1246 AVENIDA MIGUEL, ENCINITAS, CA 92024-5613 |
| Document Number | 0000120858 |
|---|---|
| Date | May 09, 2023 |
| Instrument | 2023-0120858 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1246 AVENIDA MIGUEL, ENCINITAS, CA 92024-5613 |
| Document Number | 0000197324 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2020 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1246 AVENIDA MIGUEL ENCINITAS CA 920245613, ENCINITAS, CA 92024-5613 |
| Document Number | 0000197324 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 197324 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 16, 2035 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $658,466 (+2%) Land $339,028 Building $319,438 | |
| 2025 | $7,572.00 (+7.45%) Homeowner's exemption | $645,556 (+4.04%) Land $332,381 Building $313,175 |
| 2023 | $7,047.00 (+2.53%) Homeowner's exemption | $620,490 Land $319,475 Building $301,015 |
| 2022 | $6,873.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| AT&T DSL | 100 / 20 |
May also be available: California Internet, T-Mobile USA, Ting Fiber, Verizon.
Based on FCC filings for 788 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OLIVENHAIN MWD serves 86,458 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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