Orange County property record for 12774 Banting Te, Orlando, FL 32827
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,037 sqft · built 2017 |
| Lot Size | 0.239 acres (10,421 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Jan 2022) |
| Tax Bill | $20,634 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Mar 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-24-31-7800-00-210 |
| Primary APN | 19-24-31-7800-00-210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 17 Rooms |
| Stories | 2 Stories |
| Building Area | 4,037 sqft Living Area |
| Gross Area | 6,173 sqft |
| 1st Floor Area | 2,487 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,421 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 289 sqft |
| Patio Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12774 BANTING TE |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | PRESERVE AT LAUREATE PARK PHASE 1 88/23 LOT 21 |
| Legal Range | 31E |
| Legal Township | 24S |
| Legal Section | 19 |
| Legal Subdivision | PRESERVE AT LAUREATE PK PH 1 |
| Legal Phase | 1 |
| Legal Tract | 7800 |
| Legal Lot Number | 21 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 5 |
| Census Block | 5058 |
| Census Tract | 16802 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12774 BANTING TER, ORLANDO, FL 32827-7605 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Mar 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Mar 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Oct 13, 2017 | Special Warranty Deed, Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2022 · Amount on Record |
| Deed Sale | Jan 31, 2022 · Amount on Record |
| Prior Sale | Mar 29, 2021 · Amount on Record |
| Deed Document Number | 202268187 |
| Prior Transfer Date | Jan 26, 2022 |
| Prior Transfer Doc | 0000068187 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12774 BANTING TER, ORLANDO, FL 32827-7605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2022 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Name | Verified Name |
|---|---|
| Address | 12774 BANTING TER, ORLANDO, FL 32827-7605 |
| Document Number | 0000068188 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 20220068188 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 29, 2021 |
| Property Address | 12774 BANTING TER, ORLANDO, FL 32827-7605 |
| Document Number | 0000176731 |
| Map Reference | MB 88 PG 23-28 |
| Instrument Date | Mar 4, 2021 |
| Instrument | 20210176731 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,355.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7249 SANGALLA DR, 7249, WINDERMERE, FL 34786-5679 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12774 BANTING TER, ORLANDO, FL 32827-7605 |
| Document Number | 0000176732 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 20210176732 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 29, 2021 |
| Property Address | 12774 BANTING TER, ORLANDO, FL 32827-7605 |
| Document Number | 20210176731 |
| Map Reference | MB 88 PG 23-28 |
| Instrument Date | Mar 4, 2021 |
| Instrument | 20210176731 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,355.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7249 SANGALLA DR, 7249, WINDERMERE, FL 34786-5679 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12774 BANTING TER, ORLANDO, FL 32827-7605 |
| Document Number | 20210176732 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 20210176732 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 13, 2017 |
| Property Address | 12774 BANTING TER, ORLANDO, FL 32827-7605 |
| Document Number | 0000561554 |
| Map Reference | MB 88 PG 23-28 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 20170561554 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,551.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2600 LAKE LUCIEN DR STE 350, 2600, MAITLAND, FL 32751-7489 |
| Name | Verified Name |
|---|---|
| Address | 12128 TALITHA LN, ORLANDO, FL 32827-7245 |
| Document Number | 0000561555 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 20170561555 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.36% |
| Type Change Date | Oct 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 7.36% |
| Index | 1-Year LIBOR |
| Margin | 5 |
| Max Rate | 10.3% |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,055,850 (-1.24%) Land $160,000 Building $895,850 | $1,055,850 (-1.24%) Land $160,000 Building $895,850 | |
| 2025 | $20,634.00 (+0.71%) | $1,069,150 (+14.45%) Land $160,000 Building $909,150 | $1,069,150 (+14.45%) Land $160,000 Building $909,150 |
| 2024 | $20,488.00 (+9.26%) | ||
| 2023 | $18,752.00 (+29.65%) | $934,140 (+29.49%) Land $160,000 Building $774,140 | $934,140 (+29.49%) Land $160,000 Building $774,140 |
| 2022 | $14,464.00 Homeowner's exemption | $721,375 Land $130,000 Building $591,375 | $721,375 Land $130,000 Building $591,375 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 224 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 224 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Summit Broadband Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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