12735 Banting Te, Orlando, FL 32827 Property Records

Orange County property record for 12735 Banting Te, Orlando, FL 32827

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,971 sqft · built 2017
Lot Size0.27 acres (11,744 sqft)
Owner2 Individual Names on Record
Last Sale$840,000 (Mar 2021)
Tax Bill$14,645 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Sep 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN19-24-31-7800-00-230

Property Details

APN / Parcel Number

Primary APN19-24-31-7800-00-230
Alternative APNs
  • 312419780000230
  • 649584
  • 656427
  • 662205

Interior

Bedrooms4 Beds
Full Baths5 Baths
Stories2 Stories
Building Area3,971 sqft Living Area
Gross Area5,648 sqft
1st Floor Area3,457 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,744 sqft (0.27 acres)
Garage TypeAttached
Garage Area746 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area395 sqft
Patio Area373 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12735 BANTING TE
CityORLANDO
StateFL
Zip32827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionPRESERVE AT LAUREATE PARK PHASE 1 88/23 LOT 23
Legal Range31E
Legal Township24S
Legal Section19
Legal SubdivisionPRESERVE AT LAUREATE PK PH 1
Legal Phase1
Legal Tract7800
Legal Lot Number23
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group5
Census Block5060
Census Tract16802

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12735 BANTING TER, ORLANDO, FL 32827-7647
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Sep 1, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
HORIZON BANK
Aug 4, 2017Grant Deed, Subdivision Related Transfer · VA Mortgage
NORTHPOINT MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2021 · Amount on Record
Deed SaleMar 15, 2021 · Amount on Record
Prior SaleJul 1, 2017 · Amount on Record
Deed Document Number2021147465
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12735 BANTING TER, ORLANDO, FL 32827-7647
Transaction TypeMortgage
Record UpdatedMar 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address12735 BANTING TER, ORLANDO, FL 32827-7647

Mortgage

Document Number0000148964
DateMar 13, 2026
Instrument20260148964
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 6, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12735 BANTING TER, ORLANDO, FL 32827-7647
Transaction TypeMortgage
Record UpdatedSep 19, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address12735 BANTING TER, ORLANDO, FL 32827-7647

Mortgage

Document Number0000536780
DateSep 1, 2022
Instrument20220536780
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 19, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12735 BANTING TER, ORLANDO, FL 32827-7647
Transaction TypeMortgage
Record UpdatedApr 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address10228 MARSH PINE CIR, ORLANDO, FL 32832-5918

Mortgage

Document Number20210147469
DateMar 15, 2021
Instrument20210147469
Lender
NameHORIZON BANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

August 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateAug 4, 2017
Property Address12735 BANTING TER, ORLANDO, FL 32827-7647
Document Number0000433985
Instrument DateAug 1, 2017
Instrument433985
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 28, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,352.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12735 BANTING TER ORLANDO FL 328277647, ORLANDO, FL 32827-7647

Mortgage

Document Number433986
DateAug 4, 2017
Instrument433986
Lender
NameNORTHPOINT MTG
TypeMortgage Company
AddressFISKDALE, MA 01518
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 3, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOrlando City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$745,822 (+2.7%)$1,056,490 (-1.24%) Land $160,000 Building $896,490
2025$14,645.00 (+3.51%) Homeowner's exemption$726,214 (+6.14%)$1,069,760 (+11.45%) Land $160,000 Building $909,760
2024$14,149.00 (+3.28%)
2023$13,700.00 (+0.13%) Homeowner's exemption$684,220 (+3%)$959,850 (+29.41%) Land $160,000 Building $799,850
2022$13,682.00 Homeowner's exemption$664,291$741,700 Land $130,000 Building $611,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 224 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies224 in force
Nearby Flood Claims3 (2017–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Summit Broadband
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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