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12770 McKenzie Rd, Galt, CA 95632 Property Records

Sacramento County property record for 12770 McKenzie Rd, Galt, CA 95632

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,592 sqft · built 1972
Lot Size1.11 acres (48,787 sqft)
Owner2 Trust Names on File
Last Sale$525,000 (Apr 2021)
Tax Bill$8,075 (2025)
Deeds & MortgagesJan 2025 Second Mortgage
May 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN148-0042-033-0000

Property Details

APN / Parcel Number

Primary APN148-0042-033-0000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,592 sqft Living Area
1st Floor Area1,836 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleCustom Design
Exterior MaterialBlock
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area48,787 sqft
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelSolar
SewerSeptic

Location & Zoning

Street Address12770 MCKENZIE RD
CityGALT
StateCA
Zip95632-8877
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR-1
Legal DescriptionN105 OF S615 OF E350.1 & N121 OF S 510 OF E174.2FT SEC 10 T5N R6E EXC E 40 FT, 33 FT OF WHICH LIE WITHIN EXISTING CO R/W
Legal Range06E
Legal Township05N
Legal Section10
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group1
Census Block1072
Census Tract9403

Owner

12770 McKenzie Rd is owner-occupied and held in a trust since April 2024.

Source: Sacramento County records, as of September 3, 2026

Owner of Record2 Trust Names on File
Mailing Address12770 MCKENZIE RD, GALT, CA 95632-8877
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC
May 8, 2024Intrafamily Transfer, Transfer
Apr 30, 2021Grant Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2021 · Amount on File
Deed SaleApr 30, 2021 · Amount on File
Deed Book / Page20210430 / 2122
Last Transfer DateApr 22, 2024
Transfer Doc2024000877
Record UpdatedOct 29, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address12770 MCKENZIE RD, GALT, CA 95632-8877
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address12770 MCKENZIE RD, GALT, CA 95632-8877

Mortgage

Document Number0000000658
DateJan 24, 2025
Instrument202501240658
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2055

May 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateMay 8, 2024
Property Address12770 MCKENZIE RD, GALT, CA 95632-8877
Document Number0000000877
Instrument DateApr 22, 2024
Instrument202405080877
Transaction TypeTransfer
Record UpdatedMay 17, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12770 MCKENZIE RD, GALT, CA 95632-8877

April 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateApr 30, 2021
Property Address12770 MCKENZIE RD, GALT, CA 95632-8877
Document Number0000002122
Instrument DateApr 21, 2021
Instrument202104302122
Transaction TypeTransfer
Record UpdatedMay 15, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12770 MCKENZIE RD, GALT, CA 95632-8877

Tax Assessment & Valuation

The 2025 property tax bill for 12770 McKenzie Rd was $8,075, up 29.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$712,238 (+2%) Land $173,891 Building $538,347
2025$8,075.00 (+29.8%)$698,274 Land $170,482 Building $527,792
2024$6,221.00 (+2.32%)
2023$6,080.00 (+4.23%) Homeowner's exemption$546,210 Land $163,863 Building $382,347
2022$5,833.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12770 McKenzie Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 47 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims12 (1995–2023)
Claims Outside the SFHA6 of 12
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12770 McKenzie Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 69% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
unWired Broadband
Fixed Wireless		400 / 50
Softcom Internet Communications
Fixed Wireless		400 / 50
DigitalPath
Fixed Wireless		200 / 20
Cal.net
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL in parts of the area		25 / 3

May also be available: T-Mobile, Verizon, Xfinity.

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