12679 McKenzie Rd, Galt, CA 95632 Property Records

Sacramento County property record for 12679 McKenzie Rd, Galt, CA 95632

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,488 sqft · built 1984
Lot Size	4.91 acres (213,880 sqft)
Owner	Trust Name on File
Tax Bill	$483 (2025)
Deeds & Mortgages	Jan 2025 Reverse Mortgage Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`148-0730-025-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0730-025-0000`
Alternative APN	`14800510640000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	213,880 sqft
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12679 MCKENZIE RD
City	GALT
State	CA
Zip	95632-8828
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AR-5
Legal Description	LOT 34 RAY GOWER SUB NO. 1, EXCLUDING E 1260 FT.
Legal Subdivision	RAY GOWER 02
Legal Lot Number	34
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1068
Census Tract	9403

Owner

12679 McKenzie Rd, a mobile home, is owner-occupied and held in a trust since June 1996.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	12679 MCKENZIE RD, GALT, CA 95632-8828
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2025	Deed of Trust, Mortgage · Reverse Mortgage WELLS FARGO BANK NA
Sep 27, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 4, 1996
Transfer Doc	9606000137
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12679 MCKENZIE RD, GALT, CA 95632-8828
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12679 MCKENZIE RD, GALT, CA 95632-8828

Mortgage

Document Number	0000000582
Date	Jan 10, 2025
Instrument	202501100582

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 27, 2021
Property Address	12689 MCKENZIE RD, GALT, CA 95632-8828
Document Number	2021092701025
Map Reference	MB 13 MAP 29
Instrument Date	Sep 23, 2021
Instrument	2021092701025
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12679 MCKENZIE RD, GALT, CA 95632-8828

Tax Assessment & Valuation

The 2025 property tax bill for 12679 McKenzie Rd was $483 with a homeowner's exemption, up 4.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$46,043 (+2%) Land $14,963 Building $31,080
2025	$483.00 (+4.32%) Homeowner's exemption	$45,141 Land $14,670 Building $30,471
2024	$463.00 (+10.5%)
2023	$419.00 (+4.75%) Homeowner's exemption	$43,390 Land $14,101 Building $29,289
2022	$400.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12679 McKenzie Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	12 (1995–2023)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12679 McKenzie Rd is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: T-Mobile, Verizon, Xfinity.

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