Albemarle County property record for 1277 Mountain Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,965 sqft · built 1998 |
| Lot Size | 2.94 acres (128,197 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,032 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 057B0-00-00-002A3 |
| Primary APN | 057B0-00-00-002A3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,965 sqft Finished Area |
| Basement Area | 1,409 sqft |
| Finished Basement | 700 sqft |
| Unfinished Basement | 709 sqft |
| Family Room | Family Room |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 128,197 sqft (2.94 acres) |
| Garage Area | 441 sqft |
| Driveway | Paver Driveway |
| Deck Area | 236 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1277 MOUNTAIN RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-9212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | GLENAIRE 3 |
| Legal Subdivision | GLENAIRE |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 11000 |
1277 Mountain Rd is owned and occupied by an individual who acquired it in November 2015.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1277 MOUNTAIN RD, CHARLOTTESVILLE, VA 22901-9212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2015 |
| Deed Sale | Nov 23, 2015 |
| Prior Sale | Feb 23, 2011 · Amount on File |
| Deed Document Number | 201513140 |
| Prior Transfer Date | Oct 14, 2008 |
| Prior Transfer Doc | 3661/537 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1277 MOUNTAIN RD, CHARLOTTESVILLE, VA 22901-9212 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 5518/684 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 5518/684 |
| Instrument | 2021-00006471 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2026 property tax bill for 1277 Mountain Rd was $7,032, up 3.3% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,032.00 (+3.29%) | $786,600 (+3.28%) Land $192,300 Building $594,300 | $786,600 (+3.28%) Land $192,300 Building $594,300 |
| 2025 | $6,808.00 | $761,600 Land $187,100 Building $574,500 | $761,600 Land $187,100 Building $574,500 |
| 2023 | $6,137.00 | $718,700 Land $181,900 Building $536,800 | $718,700 Land $181,900 Building $536,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1277 Mountain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1277 Mountain Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Brightspeed, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures