1200 Mountain Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1200 Mountain Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,626 sqft · built 1972
Lot Size	8.36 acres (364,205 sqft)
Owner	Individual Name on File
Last Sale	$816,750 (Jun 2021)
Tax Bill	$10,796 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`057B0-00-00-002A0`

Property Details

APN / Parcel Number

Primary APN	`057B0-00-00-002A0`
Alternative APN	`18725`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,626 sqft Finished Area
Basement Area	2,605 sqft
Finished Basement	1,046 sqft
Unfinished Basement	1,559 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2024
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Rolled Roofing
Lot Area	364,205 sqft (8.36 acres)
Garage Area	480 sqft

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	327 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1200 MOUNTAIN RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-9212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE
Legal Subdivision	GLENAIRE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	3
Census Block	3007
Census Tract	11000

Owner

1200 Mountain Rd is owned and occupied by an individual who bought it in June 2021.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1200 MOUNTAIN RD, CHARLOTTESVILLE, VA 22901-9212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed, Transfer · Conventional Mortgage CARTER BANK & TRUST
Feb 27, 2017	Deed of Trust, Mortgage SOUTHERN TR MTG
Feb 27, 2017	Deed of Trust, Mortgage SOUTHERN TR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2021 · Amount on File
Deed Sale	Jun 7, 2021 · Amount on File
Deed Document Number	202110015
Deed Book / Page	5552 / 696
Prior Transfer Date	Jan 20, 2016
Prior Transfer Doc	201600000725
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 7, 2021
Property Address	1200 MOUNTAIN RD, CHARLOTTESVILLE, VA 22901-9212
Document Number	5552/696
Book / Page	5552 / 696
Map Reference	MB 1199 PG 499
Instrument Date	May 27, 2021
Instrument	2021-00010015
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$817.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1200 MOUNTAIN RD, CHARLOTTESVILLE, VA 22901-9212

Mortgage

Document Number	202100010016
Date	Jun 7, 2021
Instrument	2021-00010016

Lender

Name	CARTER BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1200 MOUNTAIN RD, CHARLOTTESVILLE, VA 22901-9212
Document Number	0000005828
Book / Page	004913 / 000230
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1200 MOUNTAIN RD CHARLOTTESVILLE VA 229019212, CHARLOTTESVILLE, VA 22901-9212

Mortgage

Document Number	0000005828
Date	May 25, 2017
Book Page	004913/000230
Instrument	5828

Lender

Name	SOUTHERN TR MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 24, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1200 MOUNTAIN RD, CHARLOTTESVILLE, VA 22901-9212
Document Number	0000002606
Book / Page	004882 / 000747
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1200 MOUNTAIN RD CHARLOTTESVILLE VA 229019212, CHARLOTTESVILLE, VA 22901-9212

Mortgage

Document Number	0000002606
Date	Mar 3, 2017
Book Page	004882/000747
Instrument	2606

Lender

Name	SOUTHERN TR MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

The 2026 property tax bill for 1200 Mountain Rd was $10,796, up 5.9% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,796.00 (+5.92%)	$1,207,600 (+5.91%) Land $453,900 Building $753,700	$1,207,600 (+5.91%) Land $453,900 Building $753,700
2025	$10,193.00	$1,140,200 Land $441,000 Building $699,200	$1,140,200 Land $441,000 Building $699,200
2023	$7,316.00	$856,700 Land $414,500 Building $442,200	$856,700 Land $414,500 Building $442,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1200 Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1200 Mountain Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mountain Rd

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