12765 Victory Lakes Loop, Bristow, VA 20136 Property Records

Prince William County property record for 12765 Victory Lakes Loop, Bristow, VA 20136

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,124 sqft · built 2003
Lot Size	0.281 acres (12,271 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Dec 2012)
Tax Bill	$6,817 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7496-72-7024`

Property Details

APN / Parcel Number

Primary APN	`7496-72-7024`
Alternative APN	`206798`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,124 sqft Living Area
Gross Area	4,974 sqft
1st Floor Area	1,694 sqft
Basement Area	1,430 sqft
Finished Basement	1,217 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Stone
Lot Area	12,271 sqft (0.281 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	206798
Street Address	12765 VICTORY LAKES LOOP
City	BRISTOW
State	VA
Zip	20136-1279
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SUBURBAN RES (4/ACRE)
Legal Description	PEMBROOK PH 1 SEC 2 L-64
Legal Subdivision	PEMBROOK
Legal Phase	1
Legal Block	72
Legal Lot Number	64
Jurisdiction	PRINCE WILLIAM VA
Township / Civil Division	BRENTSVILLE
Census Block Group	1
Census Block	1005
Census Tract	901421

Owner

12765 Victory Lakes Loop is owned and occupied by two individuals who bought it in December 2012.

Source: Prince William County records, as of July 31, 2023

Owner of Record	2 Individual Names on File
Mailing Address	12765 VICTORY LAKES LOOP, BRISTOW, VA 20136-1279
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Nov 12, 2019	Deed of Trust, Mortgage · Conventional with PMI FIRST HERITAGE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2012 · Amount on File
Deed Sale	Dec 28, 2012 · Amount on File
Deed Document Number	201212280125036
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	12765 VICTORY LAKES LOOP, BRISTOW, VA 20136-1279
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024835
Date	Mar 1, 2021
Instrument	202103010024835

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	12765 VICTORY LAKES LOOP, BRISTOW, VA 20136-1279
Document Number	0000085354
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12765 VICTORY LAKES LOOP BRISTOW VA 201361279, BRISTOW, VA 20136-1279

Mortgage

Document Number	0000085354
Date	Nov 18, 2019
Instrument	85354

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

Tax Assessment & Valuation

Source: Prince William County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Prince William County
Unified School District	Prince William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,817.00	$655,200 Land $173,400 Building $481,800	$655,200 Land $173,400 Building $481,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12765 Victory Lakes Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12765 Victory Lakes Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PWCSA - WEST serves 136,409 people · EPA ID VA6153251
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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