12761 Larchmont St, Poway, CA 92064 Property Records

San Diego County property record for 12761 Larchmont St, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,192 sqft · built 1978
Lot Size0.278 acres (12,129 sqft)
Owner2 Individual Names on File
Last Sale$1,100,000 (Oct 2021)
Tax Bill$13,193 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
May 2017 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN314-580-34-00

Property Details

APN / Parcel Number

Primary APN314-580-34-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,192 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area12,129 sqft (0.278 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12761 LARCHMONT ST
CityPOWAY
StateCA
Zip92064-2637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal DescriptionLOT 216 TR 007578
Legal SubdivisionRANCHO VERDE
Legal Tract007578
Legal Block4
Legal Lot Number216
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4001
Census Tract17054

Owner

Source: San Diego County records · APN 314-580-34-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12761 LARCHMONT ST, POWAY, CA 92064-2637
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Oct 08, 2021Grant Deed, Transfer · VA Mortgage
CALIBER HOME LOANS INC
May 01, 2017Quit Claim Deed, Transfer
GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.
May 01, 2017Grant Deed, Transfer · ARM
MISSION FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 08, 2021 · Amount on Record
Deed SaleOct 08, 2021 · Amount on Record
Prior SaleMay 01, 2017 · Amount on Record
Deed Document Number2021706039
Prior Transfer DateJul 26, 2012
Prior Transfer Doc0000478412
Record UpdatedSep 20, 2026

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 08, 2021
Property Address12761 LARCHMONT ST, POWAY, CA 92064-2637
Document Number0000706039
Map ReferenceMAP 7578
Instrument DateSep 22, 2021
Instrument2021-0706039
Transaction TypeTransfer
Record UpdatedOct 19, 2021
Title CompanyGUARDIAN TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address12761 LARCHMONT ST, POWAY, CA 92064-2637

Mortgage

Document Number0000706040
DateOct 08, 2021
Instrument2021-0706040
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMay 01, 2017
Property Address12761 LARCHMONT ST, POWAY, CA 92064-2637
Document Number0000194654
Instrument DateApr 28, 2017
Instrument194654
Transaction TypeTransfer
Record UpdatedMay 08, 2017
Title CompanyGUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address12761 LARCHMONT ST POWAY CA 920642637, POWAY, CA 92064-2637

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 01, 2017
Property Address12761 LARCHMONT ST, POWAY, CA 92064-2637
Document Number0000194655
Map ReferenceMAP7578
Instrument DateApr 10, 2017
Instrument2017-0194655
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyGUARDIAN TITLE SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12761 LARCHMONT ST, POWAY, CA 92064-2637

Mortgage

Document Number0000194656
DateMay 01, 2017
Instrument2017-0194656
Lender
NameMISSION FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueMay 02, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%
AdjustableAdjustable Rate Rider
Type Change DateJun 01, 2022
Change Frequency5 Years
Min Rate At Change2%
Max Rate At Change5.87%
Index5-Year CMT
Max Rate8.87%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,190,674 (+2%) Land $811,824 Building $378,850
2025$13,193.00 (+4.92%) Homeowner's exemption$1,167,328 (+4.04%) Land $795,906 Building $371,422
2023$12,574.00 (+1.57%) Homeowner's exemption$1,122,000 Land $765,000 Building $357,000
2022$12,380.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 500
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: California Internet.

Based on FCC filings for 402 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF POWAY
serves 49,888 people
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Larchmont St

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