San Diego County property record for 12756 Larchmont St, Poway, CA 92064
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,719 sqft · built 1978 |
| Lot Size | 0.16 acres (6,954 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $177,500 (Jun 1994) |
| Tax Bill | $4,450 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 314-580-28-00 |
| Primary APN | 314-580-28-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,719 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 6,954 sqft (0.16 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| View / Lot | Good |
| Garage Type | Attached |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12756 LARCHMONT ST |
|---|---|
| City | POWAY |
| State | CA |
| Zip | 92064-2637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Description | LOT 222 TR 007578 |
| Legal Subdivision | RANCHO VERDE |
| Legal Tract | 007578 |
| Legal Block | 4 |
| Legal Lot Number | 222 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 17054 |
12756 Larchmont St is owner-occupied and held in a trust since December 2000.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 12756 LARCHMONT ST, POWAY, CA 92064-2637 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 1994 · Amount on File |
| Deed Sale | Jun 7, 1994 · Amount on File |
| Prior Sale | Jun 17, 1986 · Amount on File |
| Deed Document Number | 1994367284 |
| Last Transfer Date | Dec 8, 2000 |
| Transfer Doc | 0000671034 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12756 LARCHMONT ST, POWAY, CA 92064-2637 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 12756 LARCHMONT ST, POWAY, CA 92064-2637 |
| Document Number | 0000594747 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 2020-0594747 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2030 |
The 2025 property tax bill for 12756 Larchmont St was $4,450.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $400,151 (+2%) Land $193,729 Building $206,422 | |
| 2025 | $4,450.00 | $392,306 Land $189,931 Building $202,375 |
| 2023 | $4,240.00 (+1.7%) Homeowner's exemption | $377,073 Land $182,556 Building $194,517 |
| 2022 | $4,169.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12756 Larchmont St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12756 Larchmont St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POWAY serves 49,888 people · EPA ID CA3710015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 500 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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