Brevard County property record for 1276 Cypress Trace Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,213 sqft · built 1989 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $555,000 (Jul 2026) |
| Tax Bill | $6,701 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 26-36-23-OH-*-107 |
| Primary APN | 26-36-23-OH-*-107 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,213 sqft Living Area |
| Gross Area | 2,998 sqft |
| 1st Floor Area | 2,213 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 279 sqft |
| Deck Area | 660 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2604512 |
|---|---|
| Street Address | 1276 CYPRESS TRACE DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-1620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | CYPRESS TRACE SUNTREE PUD STAGE 4 32 & 73 LOT 107 |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | CYPRESS TRACE SUNTREE PUD STAGE 4 |
| Legal Lot Number | 107 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 64128 |
1276 Cypress Trace Dr is owned and occupied by two individuals who bought it in July 2026.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1276 CYPRESS TRACE DR, MELBOURNE, FL 32940-1620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CREDIT UNION |
| Mar 15, 2022 | Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 25, 2019 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on File |
| Deed Sale | Jul 14, 2026 · Amount on File |
| Prior Sale | Mar 15, 2022 · Amount on File |
| Deed Document Number | 2026143337 |
| Deed Book / Page | 10676 / 424 |
| Prior Transfer Date | Sep 3, 2024 |
| Prior Transfer Doc | 0101520186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 14, 2026 |
| Property Address | 1276 CYPRESS TRACE DR, MELBOURNE, FL 32940-1620 |
| Document Number | 0000143337 |
| Book / Page | 10676 / 424 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 2026143337 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | PRESTIGE TITLE, PRESTIGE TITLE OF BREVARD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $392,385.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1276 CYPRESS TRACE DR, MELBOURNE, FL 32940-1620 |
| Investor | Possibly a Property Investor |
| Document Number | 0000143338, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 2026143338 |
| Name | SUNCOAST CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Mar 15, 2022 |
| Property Address | 1276 CYPRESS TRACE DR, MELBOURNE, FL 32940-1620 |
| Document Number | 0094451104 |
| Book / Page | 9445 / 1104 |
| Map Reference | MB 35 PG 11&12 |
| Instrument Date | Mar 8, 2022 |
| Instrument | 2022065184 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Title Company | PRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1276 CYPRESS TRACE DR, MELBOURNE, FL 32940-1620 |
| Document Number | 0094451105 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 9445/1105 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 25, 2019 |
| Property Address | 1276 CYPRESS TRACE DR, MELBOURNE, FL 32940-1620 |
| Document Number | 0084722884 |
| Book / Page | 8472 / 2884 |
| Map Reference | MB 35 PG 11&12 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 2019138497 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | BELLA TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,589.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 288 SPRINGSIDE RD, 288, LONGWOOD, FL 32779-4985 |
| Name | Verified Name |
|---|---|
| Address | 1276 CYPRESS TRACE DR, MELBOURNE, FL 32940-1620 |
| Document Number | 2019138498 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 2019138498 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 1276 Cypress Trace Dr was $6,701, up 810.5% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $476,180 (-0.85%) | $476,180 (-0.85%) | |
| 2025 | $6,701.00 (+810.46%) | $480,250 | $480,250 |
| 2024 | $736.00 (+3.08%) | ||
| 2023 | $714.00 (+3.18%) Disabled Person's exemption Veteran's exemption | $313,680 (+3%) | $466,860 (-0.38%) Land $115,000 Building $351,860 |
| 2022 | $692.00 Disabled Person's exemption Veteran's exemption | $304,550 | $468,620 Land $130,000 Building $338,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1276 Cypress Trace Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 590 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 590 in force |
| Nearby Flood Claims | 53 (1999–2026) |
| Claims Outside the SFHA | 41 of 53 |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1276 Cypress Trace Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures