Carver County property record for 12755 46th St, Watertown, MN 55388
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.75 ba · 2,710 sqft · built 1929 |
| Lot Size | 75.7 acres (3,300,323 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,260 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-0281100 |
| Primary APN | 10-0281100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Stories | 2 Stories |
| Building Area | 2,710 sqft Finished Area |
| Gross Area | 2,413 sqft |
| 1st Floor Area | 1,648 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,300,323 sqft (75.7 acres) |
| Deck Area | 265 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 4,800 sqft |
| Lean-To | 1,728 sqft |
| Heating System | Central |
|---|
| Street Address | 12755 46TH ST |
|---|---|
| City | WATERTOWN |
| State | MN |
| Zip | 55388-9348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SECTION 28 TOWNSHIP 117 RANGE 025 W1/2 NW1/4 |
| Legal Range | 025 |
| Legal Township | 117 |
| Legal Section | 28 |
| Jurisdiction | CARVER MN |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 90101 |
12755 46th St, a rural home, is owner-occupied and held in a trust.
Source: Carver County records, as of August 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 12755 46TH ST, WATERTOWN, MN 55388-9348 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Line of Credit BRIDGEWATER BANK |
| Jul 23, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Recording Date | Aug 17, 2026 |
| Property Address | 12755 46TH ST, WATERTOWN, MN 55388-9348 |
| Document Number | 0000804483 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 2026804483 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 12755 46TH ST, WATERTOWN, MN 55388-9348 |
| Document Number | 0000804483, |
|---|---|
| Date | Aug 17, 2026 |
| Instrument | 2026804483 |
| Name | BRIDGEWATER BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 30, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARVER MN |
| Recording Date | Jul 23, 2020 |
| Property Address | 12755 46TH ST, WATERTOWN, MN 55388-9348 |
| Document Number | 0000700706 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 700706 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 12755 46TH ST WATERTOWN MN 553889348, WATERTOWN, MN 55388-9348 |
The 2026 property tax bill for 12755 46th St was $4,260 with a homeowner's exemption.
Source: Carver County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carver County |
| County Subdivision | Watertown Township |
| Unified School District | Watertown-Mayer Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,260.00 Homeowner's exemption | $1,068,200 (+1.92%) Land $713,100 Building $355,100 | $1,068,200 (+1.92%) Land $713,100 Building $355,100 |
| 2025 | $1,048,100 (+2.57%) Land $682,500 Building $365,600 | $1,048,100 (+2.57%) Land $682,500 Building $365,600 | |
| 2024 | $4,062.00 (+22.5%) Homeowner's exemption | $1,021,800 (+7.54%) Land $656,200 Building $365,600 | $1,021,800 (+7.54%) Land $656,200 Building $365,600 |
| 2023 | $3,316.00 Homeowner's exemption | $950,200 Land $581,500 Building $368,700 | $950,200 Land $581,500 Building $368,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12755 46th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12755 46th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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