12752 39th St NE, Saint Michael, MN 55376 Property Records

Wright County property record for 12752 39th St NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,262 sqft · built 2017
Lot Size	0.256 acres (11,184 sqft)
Owner	2 Individual Names on File
Last Sale	$358,000 (Feb 2018)
Tax Bill	$5,918 (2026)
Deeds & Mortgages	Mar 2024 Second Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`114-335-001100`

Property Details

APN / Parcel Number

Primary APN	`114-335-001100`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,262 sqft Living Area
1st Floor Area	2,324 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	11,184 sqft (0.256 acres)
Garage Type	Attached
Garage Area	678 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12752 39TH ST NE
City	SAINT MICHAEL
State	MN
Zip	55376-3099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-18 TWP-120 RANGE-023 RIVERS EDGE LOT-010 BLOCK-001
Legal Range	023
Legal Township	120
Legal Section	18
Legal Subdivision	RIVERS EDGE
Legal Block	1
Legal Lot Number	10
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	4
Census Block	4010
Census Tract	100805

Owner

12752 39th St NE is owned and occupied by two individuals who bought it in February 2018.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12752 39TH ST NE, SAINT MICHAEL, MN 55376-3099
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOPLINE FINANCIAL CU
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 15, 2020	Deed of Trust, Mortgage · Line of Credit HIWAY FCU
Jun 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC
Feb 1, 2018	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2018 · Amount on File
Deed Sale	Feb 1, 2018 · Amount on File
Deed Document Number	20181363303
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	12752 39TH ST NE, SAINT MICHAEL, MN 55376-3099
Transaction Type	Mortgage
Record Updated	May 1, 2024
Title Company	US TITLE, CU TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1549683
Date	Mar 28, 2024
Instrument	A1549683

Lender

Name	TOPLINE FINANCIAL CU
Type	Credit Union
Address	OSSEO, MN 55369

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2044

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	12752 39TH ST NE, SAINT MICHAEL, MN 55376-3099
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	ANCONA TITLE, ANCONA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001458861
Date	Feb 16, 2021
Instrument	1458861

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	12752 39TH ST NE, SAINT MICHAEL, MN 55376-3099
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001429576
Date	Jun 15, 2020
Instrument	1429576

Lender

Name	HIWAY FCU
Type	Credit Union
Address	SAINT PAUL, MN 55103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	175 Months
Due	Jan 30, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	12752 39TH ST NE, SAINT MICHAEL, MN 55376-3099
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ANCONA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001399132
Date	Jun 28, 2019
Instrument	1399132

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 1, 2018
Property Address	12752 39TH ST NE, SAINT MICHAEL, MN 55376-3099
Document Number	0001363303
Instrument Date	Jan 30, 2018
Instrument	1363303
Transaction Type	Transfer
Record Updated	Mar 19, 2018
Title Company	ANCONA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,181.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12752 39TH ST NE ST MICHAEL MN 553763099, ST MICHAEL, MN 55376-3099

Mortgage

Document Number	1363304
Date	Feb 1, 2018
Instrument	1363304

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 12752 39th St NE was $5,918.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,918.00	$521,300 (+3.78%) Land $120,000 Building $401,300	$521,300 (+3.78%) Land $120,000 Building $401,300
2025		$502,300 Land $122,000 Building $380,300	$502,300 Land $122,000 Building $380,300
2023	$5,114.00 (-0.74%)	$513,000 Land $121,000 Building $392,000	$513,000 Land $121,000 Building $392,000
2022	$5,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12752 39th St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12752 39th St NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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