12745 39th St NE, Saint Michael, MN 55376 Property Records

Wright County property record for 12745 39th St NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,709 sqft · built 2018
Lot Size	0.236 acres (10,308 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (May 2026)
Tax Bill	$6,068 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-335-003020`

Property Details

APN / Parcel Number

Primary APN	`114-335-003020`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,709 sqft Living Area
1st Floor Area	1,481 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	10,308 sqft (0.236 acres)
Garage Type	Attached
Garage Area	887 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12745 39TH ST NE
City	SAINT MICHAEL
State	MN
Zip	55376-3099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-18 TWP-120 RANGE-023 RIVERS EDGE LOT-002 BLOCK-003
Legal Range	023
Legal Township	120
Legal Section	18
Legal Subdivision	RIVERS EDGE
Legal Block	3
Legal Lot Number	2
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	4
Census Block	4009
Census Tract	100805

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12745 39TH ST NE, SAINT MICHAEL, MN 55376-3099
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Dec 13, 2018	Limited Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA
Jun 15, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Dec 13, 2018 · Amount on Record
Deed Document Number	20261602919
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	May 19, 2026
Property Address	12745 39TH ST NE, SAINT MICHAEL, MN 55376-3099
Document Number	0001602919
Instrument Date	May 15, 2026
Instrument	20261602919
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183,315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12745 39TH ST NE, SAINT MICHAEL, MN 55376-3099

Mortgage

Document Number	0001602920,
Date	May 19, 2026
Instrument	20261602920

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

December 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 13, 2018
Property Address	12745 39TH ST NE, SAINT MICHAEL, MN 55376-3099
Document Number	0001386308
Instrument Date	Nov 28, 2018
Instrument	1386308
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,303.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12745 39TH ST NE, SAINT MICHAEL, MN 55376-3099

Mortgage

Document Number	0001386310
Date	Dec 13, 2018
Instrument	1386310

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WRIGHT MN
Recording Date	Jun 15, 2018
Property Address	12745 39TH ST NE, SAINT MICHAEL, MN 55376-3099
Document Number	0001372614
Instrument Date	Jun 4, 2018
Instrument	1372614
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 18, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3860 MELBY AVE NE ST MICHAEL MN 553763092, ST MICHAEL, MN 55376-3092

Mortgage

Document Number	1372616
Date	Jun 15, 2018
Instrument	1372616

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,068.00 (+9.02%)	$530,900 (+3.67%) Land $120,000 Building $410,900	$530,900 (+3.67%) Land $120,000 Building $410,900
2025		$512,100 (-4.55%) Land $122,000 Building $390,100	$512,100 (-4.55%) Land $122,000 Building $390,100
2023	$5,566.00 (+1.9%)	$536,500 Land $121,000 Building $415,500	$536,500 Land $121,000 Building $415,500
2022	$5,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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