22151 EDISON ST DEARBORN MI 481242787, DEARBORN, MI 48124-2787
Mortgage
Document Number
64668
Date
Apr 9, 2019
Book Page
052768/000357
Instrument
64668
Lender
Name
LIMA ONE CAP
Type
Funding / Finance Company
Address
GREENVILLE, SC 29601
Agreement
Amount
Amount on Record
Term
360 Months
Due
Apr 8, 2049
Interest
Rate Type
Adjustable Rate
Rate
5.8%
Tax Assessment & Valuation
The 2025 property tax bill for 12751 Sterling Ct was $4,660 with a homeowner's exemption, up 1.7% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
Property Jurisdictions
Type
Name
State
Michigan
County
Oakland County
Municipality
Oak Park City
Unified School District
Oak Park City School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$4,660.00 (+1.75%)Homeowner's exemption
$101,100Land $23,000Building $78,100
$202,200Land $46,000Building $156,200
2024
$4,580.00
2023
$83,000Land $13,900Building $69,100
$166,000Land $27,800Building $138,200
2022
$4,077.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 12751 Sterling Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Nearby Flood Claims
1 (2008)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Jul 2008
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 12751 Sterling Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source
Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection
Feb 2026
Lead
Under 1 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025