12741 Sterling Ct, Oak Park, MI 48237 Property Records

Oakland County property record for 12741 Sterling Ct, Oak Park, MI 48237

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,060 sqft · built 1956
Lot Size0.138 acres (6,011 sqft)
OwnerIndividual Name on File
Last Sale$75,000 (Jul 2010)
Tax Bill$1,991 (2025)
Deeds & MortgagesJan 2022 Mortgage
Aug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN52-25-29-377-078

Property Details

APN / Parcel Number

Primary APN52-25-29-377-078

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,060 sqft Living Area
1st Floor Area1,060 sqft
Basement Area1,060 sqft
Unfinished Basement1,060 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Lot Area6,011 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
PorchPorch
Porch Area236 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address12741 STERLING CT
CityOAK PARK
StateMI
Zip48237-2140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionT1N, R11E, SEC 29 SALTZ-KAY SCOTIA SUB LOT 6
Legal Range11E
Legal Township01N
Legal Section29
Legal SubdivisionSALTZ-KAY SCOTIA
Legal Lot Number6
JurisdictionOAKLAND MI
Township / Civil DivisionOAK PARK
Census Block Group1
Census Block1008
Census Tract171300

Owner

12741 Sterling Ct is owned and occupied by an individual who bought it in July 2010.

Source: Oakland County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address12741 STERLING CT, OAK PARK, MI 48237-2140
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2022Deed of Trust, Mortgage · Conventional Mortgage
ALLY BANK
Aug 3, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2010 · Amount on File
Deed SaleJul 13, 2010 · Amount on File
Prior SaleJan 24, 2006 · Amount on File
Deed Document Number2010127402
Deed Book / Page42208 / 829
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address12741 STERLING CT, OAK PARK, MI 48237-2140
Transaction TypeMortgage
Record UpdatedMar 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12741 STERLING CT, OAK PARK, MI 48237-2140

Mortgage

Document Number0000285857
DateJan 5, 2022
Book Page57246/671
Instrument285857
Lender
NameALLY BANK
TypeBank
AddressCHARLOTTE, NC 28202
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term239 Months
DueDec 1, 2041

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address12741 STERLING CT, OAK PARK, MI 48237-2140
Document Number0000131645
Instrument DateAug 3, 2019
Transaction TypeMortgage
Record UpdatedSep 17, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address12741 STERLING CT OAK PARK MI 482372140, OAK PARK, MI 48237-2140

Mortgage

Document Number0000131645
DateAug 15, 2019
Book Page053140/000787
Instrument131645
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 14, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12741 Sterling Ct was $1,991 with a homeowner's exemption, up 1.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityOak Park City
Unified School DistrictOak Park City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,991.00 (+1.79%) Homeowner's exemption$93,200 Land $23,000 Building $70,200$186,400 Land $46,000 Building $140,400
2024$1,956.00
2023$76,900 Land $13,900 Building $63,000$153,800 Land $27,800 Building $126,000
2022$1,741.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12741 Sterling Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12741 Sterling Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK PARK
serves 29,654 people · EPA ID MI0004880
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile, Verizon.

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