1275 Vera Cruz, Oceanside, CA 92056 Property Records

San Diego County property record for 1275 Vera Cruz, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,799 sqft · built 1992
Lot Size	0.109 acres (4,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$779,000 (Sep 2021)
Tax Bill	$9,200 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Dec 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161-641-60-00`

Property Details

APN / Parcel Number

Primary APN	`161-641-60-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,799 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	4,750 sqft (0.109 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1275 VERA CRUZ
City	OCEANSIDE
State	CA
Zip	92056-5635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-1 (Res)
Legal Description	LOT 111 TR 012292
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	012292
Legal Block	1
Legal Lot Number	111
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1023
Census Tract	18522

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1275 VERA CRUZ, OCEANSIDE, CA 92056-5635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 18, 2018	Quit Claim Deed, Transfer Quitclaim
Dec 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Feb 23, 2007 · Amount on Record
Deed Document Number	2021657969
Last Transfer Date	Jun 18, 2024
Transfer Doc	0000160325
Record Updated	Oct 29, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 16, 2021
Property Address	1275 VERA CRUZ, OCEANSIDE, CA 92056-5635
Document Number	0000657969
Map Reference	MAP 12292
Instrument Date	Sep 15, 2021
Instrument	2021-0657969
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1275 VERA CRUZ, OCEANSIDE, CA 92056-5635

Mortgage

Document Number	0000657970
Date	Sep 16, 2021
Instrument	2021-0657970

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 18, 2018
Property Address	1275 VERA CRUZ, OCEANSIDE, CA 92056-5635
Document Number	0000517916
Instrument Date	Dec 14, 2018
Instrument	517916
Transaction Type	Transfer
Record Updated	Dec 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1312 CALLE ULTIMO OCEANSIDE CA 920565608, OCEANSIDE, CA 92056-5608

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 18, 2018
Property Address	1275 VERA CRUZ, OCEANSIDE, CA 92056-5635
Document Number	0000517917
Instrument Date	Dec 14, 2018
Instrument	517917
Transaction Type	Transfer
Record Updated	Dec 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1312 CALLE ULTIMO OCEANSIDE CA 920565608, OCEANSIDE, CA 92056-5608

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$842,778 (+2%) Land $478,035 Building $364,743
2025	$9,200.00 (+5.22%) Homeowner's exemption	$826,254 (+4.04%) Land $468,662 Building $357,592
2023	$8,744.00 (+0.64%)	$794,171 Land $450,464 Building $343,707
2022	$8,688.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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