1263 Vera Cruz, Oceanside, CA 92056 Property Records

San Diego County property record for 1263 Vera Cruz, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,216 sqft · built 1992
Lot Size0.121 acres (5,287 sqft)
Owner2 Individual Names on File
Last Sale$363,000 (Dec 2011)
Tax Bill$5,141 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN161-641-57-00

Property Details

APN / Parcel Number

Primary APN161-641-57-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,216 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area5,287 sqft (0.121 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1263 VERA CRUZ
CityOCEANSIDE
StateCA
Zip92056-5635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-1 (Res)
Legal DescriptionLOT 108 TR 012292
Legal SubdivisionRANCHO DEL ORO INDUST PARK
Legal Tract012292
Legal Block1
Legal Lot Number108
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1023
Census Tract18522

Owner

1263 Vera Cruz is owned and occupied by two individuals who acquired it in May 2015.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1263 VERA CRUZ, OCEANSIDE, CA 92056-5635
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 2011 · Amount on File
Deed SaleDec 7, 2011 · Amount on File
Prior SaleApr 27, 2000 · Amount on File
Deed Document Number2011657084
Last Transfer DateMay 18, 2015
Transfer Doc0000273172
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1263 VERA CRUZ, OCEANSIDE, CA 92056-5635
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000490499
DateOct 29, 2019
Instrument2019-0490499
Lender
NamePRIME MORTGAGE LENDING INC
TypeMortgage Company
AddressAPEX, NC 27502
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1263 Vera Cruz was $5,141.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$465,053 (+2%) Land $132,391 Building $332,662
2025$5,141.00$455,936 Land $129,796 Building $326,140
2023$4,887.00 (+1.54%)$438,233 Land $124,756 Building $313,477
2022$4,813.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1263 Vera Cruz in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1263 Vera Cruz has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks.

Nearby Properties on Vera Cruz

Nearby Streets

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