1275 Rutledge Ave, Cincinnati, OH 45205 Property Records

Hamilton County property record for 1275 Rutledge Ave, Cincinnati, OH 45205

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,148 sqft · built 1929
Lot Size	0.142 acres (6,186 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Oct 2022)
Tax Bill	$3,337 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`179-0077-0280-00`

Property Details

APN / Parcel Number

Primary APN	`179-0077-0280-00`
Alternative APN	`69534571`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,148 sqft Living Area
Gross Area	3,358 sqft
1st Floor Area	1,098 sqft
2nd Floor Area	1,050 sqft
Basement Area	1,210 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,186 sqft (0.142 acres)
Lot Dimensions	123 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1275 RUTLEDGE AVE
City	CINCINNATI
State	OH
Zip	45205-1533
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RMX
Legal Description	1275-77 RUTLEDGE AVE 50 X 123.62 IRR LOT 16 GLENWAY HEIGHTS
Legal Subdivision	GLENWAY HEIGHTS
Legal Lot Number	16
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2000
Census Tract	9902

Owner

Source: Hamilton County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3515 DAWSON PL # 3, 3, CINCINNATI, OH 45209
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Oct 3, 2022	Warranty Deed, Transfer · Commercial Mortgage BPL MORTGAGE TRUST LLC
Nov 26, 2019	Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Document Number	202293157
Deed Book / Page	14764 / 607
Prior Transfer Date	Jul 10, 1996
Prior Transfer Doc	0000122943
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1275 RUTLEDGE AVE, CINCINNATI, OH 45205-1533
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 RUTLEDGE AVE 1277, 1277, CINCINNATI, OH 45205-1533

Mortgage

Document Number	0000011770
Date	Feb 1, 2022
Book Page	14595/2312
Instrument	2022-0011770

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 3, 2022
Property Address	1275 RUTLEDGE AVE, CINCINNATI, OH 45205-1533
Document Number	0000093157
Book / Page	14764 / 607
Map Reference	MB 31 PG 31
Instrument Date	Sep 22, 2022
Instrument	2022-0093157
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 RAWSON PL, CINCINNATI, OH 45209-1424

Mortgage

Document Number	0000093158
Date	Oct 3, 2022
Instrument	2022-0093158

Lender

Name	BPL MORTGAGE TRUST LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 26, 2019
Property Address	1275 RUTLEDGE AVE, CINCINNATI, OH 45205-1533
Document Number	0000104496
Book / Page	14052 / 00336
Map Reference	MB 31 PG 31
Instrument Date	Nov 6, 2019
Instrument	2019-0104496
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 RUTLEDGE AVE # 1277, 1277, CINCINNATI, OH 45205-1533

Mortgage

Document Number	0000104497
Date	Nov 26, 2019
Instrument	2019-0104497

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,337.00 (+0.15%)	$52,500 (-) Land $5,264 Building $47,236	$150,000 (-) Land $15,040 Building $134,960
2024	$3,332.00 (-0.18%)	$52,500 (-) Land $5,264 Building $47,236
2023	$3,338.00 (+44.75%)	$52,500 (+58.06%) Land $5,264 Building $47,236	$150,000 (+58.06%) Land $15,040 Building $134,960
2022	$2,306.00 Homeowner's exemption	$33,215 Land $5,229 Building $27,986
2020			$94,900 Land $14,940 Building $79,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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