1275 10th Ave SE, Cambridge, MN 55008 Property Records

Isanti County property record for 1275 10th Ave SE, Cambridge, MN 55008

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1999
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (May 2026)
Tax Bill	$2,964 (2026)
Deeds & Mortgages	May 2026 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15.138.0160`

Property Details

APN / Parcel Number

Primary APN	`15.138.0160`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	952 sqft Heated Area
1st Floor Area	884 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	145 ft deep x 80 ft wide
Garage Area	400 sqft
Driveway	Driveway
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1275 10TH AVE SE
City	CAMBRIDGE
State	MN
Zip	55008-3735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME NORTH RIDGE 2ND ADDITION LOT 001 BLOCK 003 SUBDIVISIONCD 15138
Legal Range	023
Legal Township	036
Legal Section	33
Legal Subdivision	NORTH RIDGE 2ND ADDITION
Legal Block	3
Legal Lot Number	1
Jurisdiction	ISANTI MN
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2003
Census Tract	130304

Owner

Source: Isanti County assessment roll, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1275 10TH AVE SE, CAMBRIDGE, MN 55008-3735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC
Jan 29, 2026	Deed, Construction Loan · Construction Mortgage RFLF 4 LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Jan 29, 2026 · Amount on Record
Deed Document Number	2026544668
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISANTI MN
Recording Date	May 5, 2026
Property Address	1275 10TH AVE SE, CAMBRIDGE, MN 55008-3735
Document Number	0000544669
Instrument Date	May 1, 2026
Instrument	2026544669
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CAMBRIA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 6TH AVE N, HOPKINS, MN 55343-7305

Mortgage

Document Number	0000544669,
Date	May 5, 2026
Instrument	2026544669

Lender

Name	CAMBRIA FINANCIAL GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISANTI MN
Recording Date	May 5, 2026
Property Address	1275 10TH AVE SE, CAMBRIDGE, MN 55008-3735
Document Number	0000544668
Instrument Date	Apr 30, 2026
Instrument	2026.544668
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	CAMBRIA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$99,656.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1275 10TH AVE SE, CAMBRIDGE, MN 55008-3735

Mortgage

Document Number	0000544668,
Date	May 5, 2026
Instrument	2026.544668

Lender

Name	CAMBRIA FINANCIAL GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed, Construction Loan

Document Type	Deed
Jurisdiction	ISANTI MN
Recording Date	Jan 29, 2026
Property Address	1275 10TH AVE SE, CAMBRIDGE, MN 55008-3735
Document Number	000A542635
Instrument Date	Dec 22, 2025
Instrument	A542635
Transaction Type	Construction Loan
Record Updated	Mar 13, 2026
Title Company	CLEAR SKIES TITLE LLC, CLEAR SKYE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 64, NORTH BRANCH, MN 55056-0064

Mortgage

Document Number	000A542636
Date	Jan 29, 2026
Instrument	A542636

Lender

Name	RFLF 4 LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2027

Tax Assessment & Valuation

Source: Isanti County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Isanti County
Municipality	Cambridge City
Unified School District	Cambridge-Isanti Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,964.00 (-0.74%) Homeowner's exemption	$231,500 (+1.27%) Land $50,000 Building $181,500	$231,500 (+1.27%) Land $50,000 Building $181,500
2025	$2,986.00 (+18.12%) Homeowner's exemption	$228,600 (+11.73%) Land $50,000 Building $178,600	$228,600 (+11.73%) Land $50,000 Building $178,600
2023	$2,528.00 (-6.3%) Homeowner's exemption	$204,600 Land $18,000 Building $186,600	$204,600 Land $18,000 Building $186,600
2022	$2,698.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cambridge serves 9,862 people · EPA ID MN1300002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
East Central Energy Fiber	2,000 / 2,000
Midcontinent Communications Cable	2,000 / 1,000
Uniti Group DSL	200 / 20
LTD Broadband Fixed Wireless	150 / 130

May also be available: Lumen Technologies, T-Mobile USA, Verizon.

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