1240 10th Ave SE, Cambridge, MN 55008 Property Records

Isanti County property record for 1240 10th Ave SE, Cambridge, MN 55008

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,597 sqft · built 1999
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jul 2019)
Tax Bill	$4,466 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`15.138.0140`

Property Details

APN / Parcel Number

Primary APN	`15.138.0140`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	4 Stories
Building Area	1,597 sqft Heated Area
1st Floor Area	1,110 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	164 ft deep x 72 ft wide
Garage Area	620 sqft
Driveway	Driveway
Deck Area	310 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1240 10TH AVE SE
City	CAMBRIDGE
State	MN
Zip	55008-3735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME NORTH RIDGE 2ND ADDITION LOT 006 BLOCK 002 SUBDIVISIONCD 15138
Legal Range	023
Legal Township	036
Legal Section	33
Legal Subdivision	NORTH RIDGE 2ND ADDITION
Legal Block	2
Legal Lot Number	6
Jurisdiction	ISANTI MN
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2002
Census Tract	130304

Owner

Source: Isanti County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1240 10TH AVE SE, CAMBRIDGE, MN 55008-3735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
Jun 28, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Deed Document Number	2019484598
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISANTI MN
Recording Date	Jun 18, 2026
Property Address	1240 10TH AVE SE, CAMBRIDGE, MN 55008-3735
Document Number	0000545772
Instrument Date	Jun 10, 2026
Instrument	2026545772
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 10TH AVE SE, CAMBRIDGE, MN 55008-3735

Mortgage

Document Number	0000545772,
Date	Jun 18, 2026
Instrument	2026545772

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 20, 2041

Interest

Rate Type	Fixed Rate
Rate	5.71%
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ISANTI MN
Recording Date	Jun 28, 2019
Property Address	1240 10TH AVE SE, CAMBRIDGE, MN 55008-3735
Document Number	0000973840
Instrument Date	Jun 28, 2019
Instrument	973840
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 10TH AVE SE CAMBRIDGE MN 550083735, CAMBRIDGE, MN 55008-3735

Tax Assessment & Valuation

Source: Isanti County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Isanti County
Municipality	Cambridge City
Unified School District	Cambridge-Isanti Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,466.00 (+0.72%) Homeowner's exemption	$330,100 (-3.76%) Land $50,000 Building $280,100	$330,100 (-3.76%) Land $50,000 Building $280,100
2025		$343,000 (+2.6%) Land $50,000 Building $293,000	$343,000 (+2.6%) Land $50,000 Building $293,000
2023	$4,434.00 (+2.12%) Homeowner's exemption	$334,300 Land $18,000 Building $316,300	$334,300 Land $18,000 Building $316,300
2022	$4,342.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cambridge serves 9,862 people · EPA ID MN1300002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Midco Cable	2,000 / 1,000
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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