12749 Cobblestone Creek Rd, Poway, CA 92064 Property Records

San Diego County property record for 12749 Cobblestone Creek Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,711 sqft · built 1960
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Nov 1993)
Tax Bill	$5,003 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`316-070-16-00`

Property Details

APN / Parcel Number

Primary APN	`316-070-16-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,711 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	54,450 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	12749 COBBLESTONE CREEK RD
City	POWAY
State	CA
Zip	92064-5348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-C
Legal Description	SEC 22-14-2W NE 1/4 DOC99857REC68 IN N 1/2 OF
Legal Range	02W
Legal Township	14
Legal Section	22
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	17067

Owner

12749 Cobblestone Creek Rd is owned and occupied by an individual who acquired it in July 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	12749 COBBLESTONE CREEK RD, POWAY, CA 92064-5348
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Mar 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Jul 8, 2020	Affidavit of Death of Joint Tenant, Transfer FIRST AMERICAN TITLE COMPANY
Jul 8, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 1993 · Amount on File
Deed Sale	Nov 5, 1993 · Amount on File
Prior Sale	Apr 30, 1984 · Amount on File
Deed Document Number	1993746466
Last Transfer Date	Jul 1, 2020
Transfer Doc	0000359166
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12749 COBBLESTONE CREEK RD, POWAY, CA 92064-5348
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12749 COBBLESTONE CREEK RD, POWAY, CA 92064-5348

Mortgage

Document Number	0000063782
Date	Feb 10, 2022
Instrument	2022-0063782

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12749 COBBLESTONE CREEK RD, POWAY, CA 92064-5348
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107051
Date	Mar 19, 2018
Instrument	2018-0107051

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

July 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 8, 2020
Property Address	12749 COBBLESTONE CREEK RD, POWAY, CA 92064-5348
Document Number	0000359165
Instrument Date	Jul 1, 2020
Instrument	2020-0359165
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12749 COBBLESTONE CREEK RD, POWAY, CA 92064-5348

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 8, 2020
Property Address	12749 COBBLESTONE CREEK RD, POWAY, CA 92064-5348
Document Number	0000359166
Instrument Date	Jul 1, 2020
Instrument	359166
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12749 COBBLESTONE CREEK RD POWAY CA 920645348, POWAY, CA 92064-5348

Tax Assessment & Valuation

The 2025 property tax bill for 12749 Cobblestone Creek Rd was $5,003 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$450,723 (+2%) Land $123,534 Building $327,189
2025	$5,003.00 Homeowner's exemption	$441,886 Land $121,112 Building $320,774
2023	$4,767.00 (+1.71%) Homeowner's exemption	$424,729 Land $116,410 Building $308,319
2022	$4,687.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12749 Cobblestone Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2016–2017)
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12749 Cobblestone Creek Rd is moderate, ranking above 50% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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