San Diego County property record for 12740 Cobblestone Creek Rd, Poway, CA 92064
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,995 sqft · built 1955 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Dec 1984) |
| Tax Bill | $5,770 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 316-062-22-00 |
| Primary APN | 316-062-22-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,995 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 87,120 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 12740 COBBLESTONE CREEK RD |
|---|---|
| City | POWAY |
| State | CA |
| Zip | 92064-5348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-C |
| Legal Description | SEC 22-14-2W (EX DOC114808REC69)DOCS150909REC64&105958REC61 IN |
| Legal Range | 02W |
| Legal Township | 14 |
| Legal Section | 22 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 17067 |
12740 Cobblestone Creek Rd is owned and occupied by an individual who acquired it in August 2020.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12740 COBBLESTONE CREEK RD, POWAY, CA 92064-5348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 2, 2021 | Affidavit of Death of Joint Tenant, Transfer AMROCK INC, AMROCK LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 1984 · Amount on File |
| Deed Sale | Dec 28, 1984 · Amount on File |
| Deed Document Number | 1984481684 |
| Last Transfer Date | Aug 12, 2020 |
| Transfer Doc | 0000480032 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12740 COBBLESTONE CREEK RD, POWAY, CA 92064-5348 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 12740 COBBLESTONE CREEK RD, POWAY, CA 92064-5348 |
| Document Number | 0000480031 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2021-0480031 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Sep 1, 2049 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 2, 2021 |
| Property Address | 12740 COBBLESTONE CREEK RD, POWAY, CA 92064-5348 |
| Document Number | 0000480032 |
| Instrument Date | Aug 12, 2020 |
| Instrument | 2021-0480032 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12740 COBBLESTONE CREEK RD, POWAY, CA 92064-5348 |
The 2025 property tax bill for 12740 Cobblestone Creek Rd was $5,770.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $511,411 (+2%) Land $167,147 Building $344,264 | |
| 2025 | $5,770.00 | $501,384 Land $163,870 Building $337,514 |
| 2023 | $5,502.00 (+1.68%) | $481,916 Land $157,507 Building $324,409 |
| 2022 | $5,411.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12740 Cobblestone Creek Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Most Recent Claim | Feb 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12740 Cobblestone Creek Rd is moderate, ranking above 50% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POWAY serves 49,888 people · EPA ID CA3710015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum.
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