Hillsborough County property record for 12748 Lemon Pepper Dr, Riverview, FL 33578
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,264 sqft · built 2019 |
| Lot Size | 0.157 acres (6,828 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Dec 2019) |
| Tax Bill | $7,779 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077479-4302 |
| Primary APN | 077479-4302 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,264 sqft Living Area |
| Gross Area | 2,714 sqft |
| 1st Floor Area | 910 sqft |
| Upper Floors Area | 1,354 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,828 sqft (0.157 acres) |
| Lot Dimensions | 110 ft deep x 62.1 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0774794302 |
|---|---|
| Street Address | 12748 LEMON PEPPER DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33578-7583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | TWIN CREEKS PHASES 1 AND 2 LOT 1 BLOCK 3 |
| Legal Range | 20E |
| Legal Township | 31S |
| Legal Section | 07 |
| Legal Subdivision | TWIN CREEKS PHASES 1 AND 2 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 13807 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12748 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 23, 2019 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2019 · Amount on Record |
| Deed Sale | Dec 23, 2019 · Amount on Record |
| Deed Document Number | 2019547125 |
| Deed Book / Page | 27208 / 1389 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 12748 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12748 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Document Number | 0000164678 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 2023164678 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 12748 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12748 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Document Number | 0000304458 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 2022304458 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 12748 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12748 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Document Number | 0000078231 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 2021078231 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Dec 1, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Dec 23, 2019 |
| Property Address | 12748 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Document Number | 0000547125 |
| Book / Page | 27208 / 1389 |
| Map Reference | MB 129 PG 179 |
| Instrument Date | Nov 29, 2019 |
| Instrument | 2019547125 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099 |
| Name | Verified Name |
|---|---|
| Address | 12748 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Document Number | 0272081393 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 27208/1393 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,690 (+2.7%) | $322,607 (+3.64%) Land $98,027 Building $224,580 | |
| 2025 | $7,779.00 (+7.03%) Homeowner's exemption | $311,285 (+0.36%) Land $98,027 Building $213,258 | $311,285 (-3.9%) Land $98,027 Building $213,258 |
| 2023 | $7,268.00 (+3.02%) Homeowner's exemption | $310,159 (+3%) | $323,913 (+7.57%) Land $98,027 Building $225,886 |
| 2022 | $7,055.00 Homeowner's exemption | $301,125 Land $81,126 Building $219,999 | $301,125 Land $81,126 Building $219,999 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 6 (2020–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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