Hillsborough County property record for 12743 Lemon Pepper Dr, Riverview, FL 33578
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,614 sqft · built 2019 |
| Lot Size | 0.106 acres (4,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Mar 2021) |
| Tax Bill | $8,678 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Feb 2023 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077479-4128 |
| Primary APN | 077479-4128 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,614 sqft Living Area |
| Gross Area | 3,084 sqft |
| 1st Floor Area | 1,090 sqft |
| Upper Floors Area | 1,524 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,600 sqft (0.106 acres) |
| Lot Dimensions | 115 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0774794128 |
|---|---|
| Street Address | 12743 LEMON PEPPER DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33578-7585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | TWIN CREEKS PHASES 1 AND 2 LOT 4 BLOCK 1 |
| Legal Range | 20E |
| Legal Township | 31S |
| Legal Section | 07 |
| Legal Subdivision | TWIN CREEKS PHASES 1 AND 2 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 13807 |
12743 Lemon Pepper Dr is owned and occupied by two individuals who bought it in March 2021.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12743 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Feb 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Aug 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Aug 12, 2024 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| May 27, 2025 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Mar 24, 2021 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Mar 24, 2021 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Jun 15, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Jan 28, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2021 · Amount on File |
| Deed Sale | Mar 24, 2021 · Amount on File |
| Prior Sale | Jun 15, 2019 · Amount on File |
| Deed Document Number | 2021145576 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 12743 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12743 LEMON PEPPE DR, RIVERVIEW, FL 33578-7585 |
| Document Number | 0000395177 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 2022395177 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 12743 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12743 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585 |
| Document Number | 0000082055 |
|---|---|
| Date | Feb 28, 2023 |
| Instrument | 2023082055 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 12743 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12743 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585 |
| Document Number | 0000349462 |
|---|---|
| Date | Aug 8, 2023 |
| Instrument | 2023349462 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 12743 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12743 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585 |
| Document Number | 0000338226 |
|---|---|
| Date | Aug 12, 2024 |
| Instrument | 2024338226 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 320 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 12743 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12743 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585 |
| Document Number | 0000228531 |
|---|---|
| Date | May 27, 2025 |
| Instrument | 2025228531 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 1, 2065 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 24, 2021 |
| Property Address | 12743 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585 |
| Document Number | 2021145576 |
| Map Reference | MB 129 PG 179-191 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 2021145576 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2021 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1969 TRAVERSE WAY, 1969, KISSIMMEE, FL 34746-2365 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12743 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585 |
| Document Number | 2021145577 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021145577 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 24, 2021 |
| Property Address | 12743 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585 |
| Document Number | 0000145576 |
| Map Reference | MB 129 PG 179-191 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 2021145576 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1969 TRAVERSE WAY, KISSIMMEE, FL 34746-2365 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12743 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585 |
| Document Number | 0000145577 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021145577 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 15, 2019 |
| Property Address | 12743 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585 |
| Document Number | 0000256453 |
| Book / Page | 26709 / 1719 |
| Map Reference | MB 129 PG 179 |
| Instrument Date | May 31, 2019 |
| Instrument | 2019256453 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,686.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099 |
| Name | Verified Name |
|---|---|
| Address | 12743 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585 |
| Document Number | 0267091723 |
|---|---|
| Date | Jun 15, 2019 |
| Instrument | 26709/1723 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jan 28, 2019 |
| Property Address | 12743 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585 |
| Document Number | 0263611617 |
| Book / Page | 026361 / 001617 |
| Instrument Date | Jan 18, 2019 |
| Instrument | 42167 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,730.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4600 W CYPRESS ST #200 TAMPA FL 336074099, 200, TAMPA, FL 33607-4099 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 12743 Lemon Pepper Dr was $8,678.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,619 (+4.11%) Land $75,571 Building $254,048 | $329,619 (+4.11%) Land $75,571 Building $254,048 | |
| 2025 | $8,678.00 | $316,600 Land $75,571 Building $241,029 | $316,600 Land $75,571 Building $241,029 |
| 2023 | $8,402.00 (+4.28%) | $330,883 (+5.33%) Land $75,571 Building $255,312 | $330,883 (+5.33%) Land $75,571 Building $255,312 |
| 2022 | $8,057.00 | $314,130 Land $62,542 Building $251,588 | $314,130 Land $62,542 Building $251,588 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12743 Lemon Pepper Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 6 (2020–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12743 Lemon Pepper Dr is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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