12745 Ospreys Way, De Witt, MI 48820 Property Records

Clinton County property record for 12745 Ospreys Way, De Witt, MI 48820

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,606 sqft · built 2005
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$559,900 (Jun 2025)
Tax Bill	$2,731 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-210-000-048-00`

Property Details

APN / Parcel Number

Primary APN	`150-210-000-048-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,606 sqft Living Area
1st Floor Area	1,329 sqft
Basement Area	1,329 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	116 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	723 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Deck Area	308 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	12745 OSPREYS WAY
City	DEWITT
State	MI
Zip	48820-7862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 48 LAKESIDE PRESERVE (PHASE 1 FROM 0012-400-015-00 IN 2003)
Legal Subdivision	LAKESIDE PRESERVE
Legal Phase	1
Legal Lot Number	48
Jurisdiction	CLINTON MI
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2051
Census Tract	10300

Owner

Source: Clinton County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12745 OSPREYS WAY, DEWITT, MI 48820-7862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 12, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 17, 2025 · Amount on Record
Deed Sale	Jun 17, 2025 · Amount on Record
Prior Sale	Jul 18, 2023 · Amount on Record
Deed Document Number	20255354993
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Jul 18, 2023
Property Address	12745 OSPREYS WAY, DEWITT, MI 48820-7862
Document Number	0005337097
Map Reference	LB 9 PG 90
Instrument Date	Jul 14, 2023
Instrument	5337097
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12745 OSPREYS WAY, DEWITT, MI 48820-7862

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13829 SCHAVEY RD, DEWITT, MI 48820-9009

Mortgage

Document Number	0005337098
Date	Jul 18, 2023
Instrument	5337098

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	12745 OSPREYS WAY, DEWITT, MI 48820-7862
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5300384
Date	Nov 5, 2020
Instrument	5300384

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Nov 12, 2019
Property Address	12745 OSPREYS WAY, DEWITT, MI 48820-7862
Document Number	5285913
Map Reference	LB 9 PG 90-97
Instrument Date	Nov 8, 2019
Instrument	5285913
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,483.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12745 OSPREYS WAY, 12745, DEWITT, MI 48820-7862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 W CLARK RD # 1201, 1201, DEWITT, MI 48820-9414

Mortgage

Document Number	5285914
Date	Nov 12, 2019
Instrument	5285914

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Watertown Charter Township
Unified School District	DeWitt Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,300 (+9.91%) Land $34,050 Building $233,250	$534,600 (+9.91%) Land $68,100 Building $466,500
2025	$2,731.00 (-69.04%) Homeowner's exemption	$243,200 (+16.17%) Land $32,750 Building $210,450	$486,400 (+16.17%) Land $65,500 Building $420,900
2024	$8,822.00 (+17.58%)
2023	$7,503.00 Homeowner's exemption	$209,350 (+10.56%)	$418,700 (+10.56%)
2022	$7,503.00 Homeowner's exemption	$189,350 Land $25,700 Building $163,650	$378,700 Land $51,400 Building $327,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2004–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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