12740 Ospreys Way, De Witt, MI 48820 Property Records

Clinton County property record for 12740 Ospreys Way, De Witt, MI 48820

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,916 sqft · built 2004
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Tax Bill	$2,960 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`150-210-000-112-00`

Property Details

APN / Parcel Number

Primary APN	`150-210-000-112-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,916 sqft Living Area
1st Floor Area	1,900 sqft
Basement Area	1,900 sqft
Finished Basement	886 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	871 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Balcony Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	12740 OSPREYS WAY
City	DEWITT
State	MI
Zip	48820-7863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 112 OF PHASE 3, LAKESIDE PRESERVE SEC 12 T5N R3W (SPLIT FROM 012-400-015-50 IN 2004)
Legal Range	03W
Legal Township	05N
Legal Section	12
Legal Subdivision	LAKESIDE PRESERVE
Legal Phase	3
Legal Lot Number	112
Jurisdiction	CLINTON MI
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2015
Census Tract	10300

Owner

Source: Clinton County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12740 OSPREYS WAY, DEWITT, MI 48820-7863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Apr 22, 2021	Intrafamily Transfer, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Mar 22, 2019	Warranty Deed, Transfer · VA Mortgage STOCKTON MORTGAGE CORP
Feb 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2021
Deed Sale	Apr 22, 2021
Prior Sale	Mar 22, 2019 · Amount on Record
Deed Document Number	20215308967
Prior Transfer Date	Apr 12, 2021
Prior Transfer Doc	5308967
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Recording Date	Jun 15, 2026
Property Address	12740 OSPREYS WAY, DEWITT, MI 48820-7863
Document Number	0005365644
Instrument Date	May 13, 2026
Instrument	20265365644
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12740 OSPREYS WAY, DEWITT, MI 48820-7863

Mortgage

Document Number	0005365644,
Date	Jun 15, 2026
Instrument	20265365644

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Apr 22, 2021
Property Address	12740 OSPREYS WAY, DEWITT, MI 48820-7863
Document Number	5308967
Map Reference	LB 10 PG 28-33
Instrument Date	Apr 12, 2021
Instrument	5308967
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12740 OSPREYS WAY, DEWITT, MI 48820-7863

Mortgage

Document Number	5308968
Date	Apr 22, 2021
Instrument	5308968

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Mar 22, 2019
Property Address	12740 OSPREYS WAY, DEWITT, MI 48820-7863
Document Number	5277084
Map Reference	LB 10 PG 28-33
Instrument Date	Mar 15, 2019
Instrument	5277084
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TRI-COUNTY TITLE AGENCY LLC, TRI COUNTY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,526.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12740 OSPREYS WAY, 12740, DEWITT, MI 48820-7863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2769 LAKESHORE RD, APPLEGATE, MI 48401-9627

Mortgage

Document Number	5277085
Date	Mar 22, 2019
Instrument	5277085

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	12740 OSPREYS WAY, DEWITT, MI 48820-7863
Transaction Type	Mortgage
Record Updated	Mar 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5263628
Date	Feb 16, 2018
Instrument	5263628

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Watertown Charter Township
Unified School District	DeWitt Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,400 (+9.18%) Land $45,650 Building $257,750	$606,800 (+9.18%) Land $91,300 Building $515,500
2025	$2,960.00 (-69.01%) Homeowner's exemption	$277,900 (+16.84%) Land $43,150 Building $234,750	$555,800 (+16.84%) Land $86,300 Building $469,500
2024	$9,550.00 (+10.32%)
2023	$8,657.00 Homeowner's exemption	$237,850	$475,700
2022	$8,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2004–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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