12741 Laurel St, Unit 78, Lakeside, CA 92040 Property Records

San Diego County property record for 12741 Laurel St, Unit 78, Lakeside, CA 92040

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,586 sqft · built 1984
Lot Size4.54 acres (197,880 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (Jul 1994)
Tax Bill$3,011 (2025)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN394-560-08-78

Property Details

APN / Parcel Number

Primary APN394-560-08-78

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,586 sqft Living Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleCondo/Apartment
Lot Area197,880 sqft
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address12741 LAUREL ST, 78
CityLAKESIDE
StateCA
Zip92040-2137
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRU
Legal DescriptionLOT 1 US 78PER DOC83-151279&UND INT IN TR 009443
Legal SubdivisionLINDO LAKES TOWNHOMES PHASE II
Legal Tract009443
Legal Block3
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3002
Census Tract16804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12741 LAUREL ST, 78, LAKESIDE, CA 92040-2137
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 1994 · Amount on Record
Deed SaleJul 28, 1994 · Amount on Record
Prior SaleApr 25, 1989 · Amount on Record
Deed Document Number1994463955
Last Transfer DateJul 31, 2012
Transfer Doc0000450114
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJun 17, 2026
Property Address12741 LAUREL ST, 78, LAKESIDE, CA 92040-2137
Document Number0000173583
Instrument DateJun 11, 2026
Instrument2026173583
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12741 LAUREL ST, 78, LAKESIDE, CA 92040-2137

Mortgage

Document Number0000173583,
DateJun 17, 2026
Instrument2026173583
Lender
NameSPRING EQ LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$188,257 (+2%) Land $55,361 Building $132,896
2025$3,011.00 (+8.58%)$184,567 (+4.04%) Land $54,276 Building $130,291
2023$2,773.00 (+2.44%)$177,402 Land $52,169 Building $125,233
2022$2,707.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–1980)
Most Recent ClaimFeb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKESIDE WD
private · serves 35,500 people · EPA ID CA3710013
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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