12741 Laurel St, Unit 74, Lakeside, CA 92040 Property Records

San Diego County property record for 12741 Laurel St, Unit 74, Lakeside, CA 92040

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,618 sqft · built 1984
Lot Size4.54 acres (197,880 sqft)
OwnerCompany Name on Record
Last Sale$115,000 (Mar 1991)
Tax Bill$3,199 (2025)
Deeds & MortgagesDec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN394-560-08-74

Property Details

APN / Parcel Number

Primary APN394-560-08-74

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,618 sqft Living Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Roof MaterialWood Shingle
Lot Area197,880 sqft
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12741 LAUREL ST, 74
CityLAKESIDE
StateCA
Zip92040-2137
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRU
Legal DescriptionLOT 1 US 74PER DOC83-151279&UND INT IN TR 009443
Legal SubdivisionLINDO LAKES TOWNHOMES PHASE II
Legal Tract009443
Legal Block3
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3002
Census Tract16804

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address12741 LAUREL ST, 74, LAKESIDE, CA 92040-2137
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 1991 · Amount on Record
Deed SaleMar 7, 1991 · Amount on Record
Prior SaleAug 6, 1986 · Amount on Record
Deed Document Number1991100187
Last Transfer DateFeb 3, 2006
Transfer Doc0000088028
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12741 LAUREL ST UNIT 74, 74, LAKESIDE, CA 92040-2137
Document Number0000044489
Instrument DateDec 14, 2017
Transaction TypeMortgage
Record UpdatedFeb 8, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12741 LAUREL ST #74 LAKESIDE CA 920402137, 74, LAKESIDE, CA 92040-2137

Mortgage

Document Number0000044489
DateFeb 2, 2018
Instrument44489
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueFeb 1, 2058
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$211,540 (+2%) Land $66,575 Building $144,965
2025$3,199.00 (+8.51%) Homeowner's exemption$207,393 (+4.04%) Land $65,270 Building $142,123
2023$2,948.00 (+2.43%) Homeowner's exemption$199,342 Land $62,737 Building $136,605
2022$2,878.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–1980)
Most Recent ClaimFeb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKESIDE WD
private · serves 35,500 people · EPA ID CA3710013
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

Nearby Properties on Laurel St

Nearby Streets

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