12741 Laurel St, Unit 7, Lakeside, CA 92040 Property Records

San Diego County property record for 12741 Laurel St, Unit 7, Lakeside, CA 92040

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,586 sqft · built 1985
Lot Size	4.54 acres (197,880 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Mar 2020)
Tax Bill	$5,891 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`394-560-08-07`

Property Details

APN / Parcel Number

Primary APN	`394-560-08-07`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,586 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	197,880 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12741 LAUREL ST, 7
City	LAKESIDE
State	CA
Zip	92040-2133
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 1 US 7 PER DOC83-151279&UND INT IN TR 009443
Legal Subdivision	SAN DIEGO 3812
Legal Tract	009443
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	16804

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12741 LAUREL ST, 7, LAKESIDE, CA 92040-2133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGEONE INC
Mar 6, 2020	Grant Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Aug 3, 2017	Grant Deed, Transfer · FHA Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2020 · Amount on Record
Deed Sale	Mar 6, 2020 · Amount on Record
Prior Sale	Aug 3, 2017 · Amount on Record
Deed Document Number	2020118881
Prior Transfer Date	Feb 21, 2013
Prior Transfer Doc	0000130933
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12741 LAUREL ST UNIT 7, 7, LAKESIDE, CA 92040-2133
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12741 LAUREL ST 7, 7, LAKESIDE, CA 92040-2133

Mortgage

Document Number	0000366279
Date	Dec 30, 2025
Instrument	2025-0366279

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12741 LAUREL ST UNIT 7, 7, LAKESIDE, CA 92040-2133
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12741 LAUREL ST 7, 7, LAKESIDE, CA 92040-2133

Mortgage

Document Number	0000477663
Date	Jul 1, 2021
Instrument	2021-0477663

Lender

Name	MORTGAGEONE INC
Type	Mortgage Company
Address	CARLSBAD, CA 92008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 6, 2020
Property Address	12741 LAUREL ST UNIT 7, 7, LAKESIDE, CA 92040-2133
Document Number	0000118881
Map Reference	MAP 9443
Instrument Date	Feb 7, 2020
Instrument	2020-0118881
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12741 LAUREL ST UNIT 7, 7, LAKESIDE, CA 92040-2133

Mortgage

Document Number	0000118882
Date	Mar 6, 2020
Instrument	2020-0118882

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Mortgage

Document Number	0000118884
Date	Mar 6, 2020
Instrument	2020-0118884

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 3, 2017
Property Address	12741 LAUREL ST UNIT 7, 7, LAKESIDE, CA 92040-2133
Document Number	0000352528
Instrument Date	Jul 12, 2017
Instrument	352528
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12741 LAUREL ST #7 LAKESIDE CA 920402133, 7, LAKESIDE, CA 92040-2133

Mortgage

Document Number	352529
Date	Aug 3, 2017
Instrument	352529

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$435,045 (+2%) Land $175,068 Building $259,977
2025	$5,891.00 (+6.95%)	$426,516 (+4.04%) Land $171,636 Building $254,880
2023	$5,508.00 (+1.96%)	$409,956 Land $164,972 Building $244,984
2022	$5,402.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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