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12741 Laurel St, Unit 2, Lakeside, CA 92040 Property Records

San Diego County property record for 12741 Laurel St, Unit 2, Lakeside, CA 92040 · Last verified July 2026

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,618 sqft · built 1985
Lot Size4.54 acres (197,880 sqft)
Owner2 Individual Names on File
Last Sale$122,000 (Oct 1999)
Tax Bill$2,959 (2025)
Deeds & MortgagesNov 2017 Line of Credit
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN394-560-08-02

Property Details

APN / Parcel Number

Primary APN394-560-08-02

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,618 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Roof MaterialWood Shingle
Lot Area197,880 sqft
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12741 LAUREL ST, 2
CityLAKESIDE
StateCA
Zip92040-2133
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 1 US 2 PER DOC83-151279&UND INT IN TR 009443
Legal SubdivisionCOUNTY/SAN DIEGO #3812
Legal Tract009443
Legal Block3
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3002
Census Tract16804

Owner

Source: San Diego County records · APN 394-560-08-02

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12741 LAUREL ST, 2, LAKESIDE, CA 92040-2133
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 06, 2017Deed of Trust, Mortgage · Line of Credit
UNIVERSITY & STATE EMPLOYEES CU
Nov 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME APPROVALS DIRECT INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 18, 1999 · Amount on Record
Deed SaleOct 18, 1999 · Amount on Record
Prior SaleOct 30, 1991 · Amount on Record
Deed Document Number1999699765
Last Transfer DateNov 09, 2011
Transfer Doc0000627960
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12741 LAUREL ST UNIT 2, 2, LAKESIDE, CA 92040-2133
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000516757
DateNov 06, 2017
Instrument2017-0516757
Lender
NameUNIVERSITY & STATE EMPLOYEES CU
TypeCredit Union
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 05, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12741 LAUREL ST UNIT 2, 2, LAKESIDE, CA 92040-2133
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12741 LAUREL ST 2, 2, LAKESIDE, CA 92040-2133

Mortgage

Document Number0000696372
DateNov 06, 2020
Instrument2020-0696372
Lender
NameHOME APPROVALS DIRECT INC
TypeNon-Lending Institution
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$190,916 (+2%) Land $43,743 Building $147,173
2025$2,959.00 (+8.79%) Homeowner's exemption$187,174 (+4.04%) Land $42,886 Building $144,288
2023$2,720.00 (+2.53%) Homeowner's exemption$179,908 Land $41,222 Building $138,686
2022$2,653.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730168043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–1980)
Most Recent ClaimFeb 1980, rainfall accumulation

Wildfire

Wildfire RiskLow
above 37% of the US · above 22% of California
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 395 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wyyerd Group, Verizon, AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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