12741 Laurel St, Unit 58, Lakeside, CA 92040 Property Records

San Diego County property record for 12741 Laurel St, Unit 58, Lakeside, CA 92040

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,132 sqft · built 1984
Lot Size	4.54 acres (197,880 sqft)
Owner	2 Individuals on Record
Last Sale	$420,000 (Feb 2026)
Tax Bill	$4,498 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`394-560-08-58`

Property Details

APN / Parcel Number

Primary APN	`394-560-08-58`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,132 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	197,880 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12741 LAUREL ST, 58
City	LAKESIDE
State	CA
Zip	92040-2136
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 1 US 58PER DOC83-151279&UND INT IN TR 009443
Legal Subdivision	LAKESIDE #3812
Legal Tract	009443
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	16804

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	12741 LAUREL ST, 58, LAKESIDE, CA 92040-2136
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Feb 9, 2026	Grant Deed, Transfer · Conventional Mortgage M5 FINANCIAL
Sep 5, 2019	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 22, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 11, 2018	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Nov 14, 2017	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
Nov 14, 2017	Grant Deed, Transfer · VA Mortgage REAL EST MTG NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2026 · Amount on Record
Deed Sale	Feb 9, 2026 · Amount on Record
Prior Sale	Nov 14, 2017
Deed Document Number	202635449
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12741 LAUREL ST UNIT 58, 58, LAKESIDE, CA 92040-2136
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	NORTHWESTERN TITLE COMPANY, NORTH EASTERN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12741 LAUREL ST 58, 58, LAKESIDE, CA 92040-2136

Mortgage

Document Number	0000524058
Date	Jul 22, 2021
Instrument	2021-0524058

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 9, 2026
Property Address	12741 LAUREL ST UNIT 58, 58, LAKESIDE, CA 92040-2136
Document Number	0000035449
Map Reference	MAP 9443
Instrument Date	Jan 21, 2026
Instrument	2026-0035449
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12741 LAUREL ST UNIT 58, 58, LAKESIDE, CA 92040-2136

Mortgage

Document Number	0000035450
Date	Feb 9, 2026
Instrument	2026-0035450

Lender

Name	M5 FINANCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12741 LAUREL ST UNIT 58, 58, LAKESIDE, CA 92040-2136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000383279
Date	Sep 5, 2019
Instrument	2019-0383279

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12741 LAUREL ST UNIT 58, 58, LAKESIDE, CA 92040-2136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12741 LAUREL ST 58, 58, LAKESIDE, CA 92040-2136

Mortgage

Document Number	0000560501
Date	Sep 22, 2020
Instrument	2020-0560501

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12741 LAUREL ST UNIT 58, 58, LAKESIDE, CA 92040-2136
Document Number	0000157199
Instrument Date	Apr 11, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12741 LAUREL ST #58 LAKESIDE CA 920402136, 58, LAKESIDE, CA 92040-2136

Mortgage

Document Number	0000157199
Date	Apr 20, 2018
Instrument	157199

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 14, 2017
Property Address	12741 LAUREL ST UNIT 58, 58, LAKESIDE, CA 92040-2136
Document Number	0000530813
Instrument Date	Nov 14, 2017
Instrument	530813
Transaction Type	Transfer
Record Updated	Nov 17, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12741 LAUREL ST #58 LAKESIDE CA 920402136, 58, LAKESIDE, CA 92040-2136

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 14, 2017
Property Address	12741 LAUREL ST UNIT 58, 58, LAKESIDE, CA 92040-2136
Document Number	0000530814
Instrument Date	Nov 13, 2017
Instrument	530814
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12741 LAUREL ST #58 LAKESIDE CA 920402136, 58, LAKESIDE, CA 92040-2136

Mortgage

Document Number	530815
Date	Nov 14, 2017
Instrument	530815

Lender

Name	REAL EST MTG NTWK
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$315,674 (+2%) Land $150,874 Building $164,800
2025	$4,498.00 (+3.43%)	$309,485 (+4.04%) Land $147,916 Building $161,569
2024	$4,349.00 (+3.92%)
2023	$4,185.00 (+2.12%)	$297,469 Land $142,173 Building $155,296
2022	$4,098.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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