San Diego County property record for 12741 Laurel St, Unit 56, Lakeside, CA 92040
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,132 sqft · built 1984 |
| Lot Size | 4.54 acres (197,880 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $102,000 (Jul 1991) |
| Tax Bill | $2,877 (2025) |
| Deeds & Mortgages | Oct 2026 Reverse Mortgage Oct 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 394-560-08-56 |
| Primary APN | 394-560-08-56 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,132 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stucco |
| Roof Material | Wood Shingle |
| Lot Area | 197,880 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12741 LAUREL ST, 56 |
|---|---|
| City | LAKESIDE |
| State | CA |
| Zip | 92040-2136 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RU |
| Legal Description | LOT 1 US 56PER DOC83-151279&UND INT IN TR 009443 |
| Legal Subdivision | LINDO LAKES TOWNHOMES PHASE II |
| Legal Tract | 009443 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 16804 |
Source: San Diego County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12741 LAUREL ST, 56, LAKESIDE, CA 92040-2136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 8, 2026 | Deed of Trust · Reverse Mortgage NONE LISTED ON DOCUMENT |
| Oct 8, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 1991 · Amount on Record |
| Deed Sale | Jul 17, 1991 · Amount on Record |
| Prior Sale | Sep 25, 1989 · Amount on Record |
| Deed Document Number | 1991351880 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 8, 2026 |
| Property Address | 12741 LAUREL ST, 56, LAKESIDE, CA 92040-2136 |
| Document Number | 0000293188 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 2026293188 |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 12741 LAUREL ST, 56, LAKESIDE, CA 92040-2136 |
| Document Number | 0000293188, |
|---|---|
| Date | Oct 8, 2026 |
| Instrument | 2026293188 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 999 Months |
| Due | Jan 2, 2111 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 8, 2026 |
| Property Address | 12741 LAUREL ST, 56, LAKESIDE, CA 92040-2136 |
| Document Number | 0000293187 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 2026293187 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SERVICES T |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 12741 LAUREL ST, 56, LAKESIDE, CA 92040-2136 |
| Document Number | 0000293187, |
|---|---|
| Date | Oct 8, 2026 |
| Instrument | 2026293187 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 999 Months |
| Due | Jan 2, 2111 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $183,931 (+2%) Land $65,682 Building $118,249 | |
| 2025 | $2,877.00 (+8.89%) Homeowner's exemption | $180,326 (+4.04%) Land $64,395 Building $115,931 |
| 2023 | $2,642.00 (+2.52%) Homeowner's exemption | $173,326 Land $61,896 Building $111,430 |
| 2022 | $2,577.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1980) |
| Most Recent Claim | Feb 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon, Wyyerd Connect.
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