12741 Laurel St, Unit 20, Lakeside, CA 92040 Property Records

San Diego County property record for 12741 Laurel St, Unit 20, Lakeside, CA 92040

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,586 sqft · built 1985
Lot Size	4.54 acres (197,880 sqft)
Owner	Company Name on Record
Last Sale	$337,500 (Jun 2017)
Tax Bill	$5,476 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`394-560-08-20`

Property Details

APN / Parcel Number

Primary APN	`394-560-08-20`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,586 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	197,880 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	12741 LAUREL ST, 20
City	LAKESIDE
State	CA
Zip	92040-2134
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 1 US 20PER DOC83-151279&UND INT IN TR 009443
Legal Subdivision	LAKESIDE #3812
Legal Tract	009443
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	16804

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12741 LAUREL ST, 20, LAKESIDE, CA 92040-2134
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Feb 28, 2024	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Jul 26, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 4, 2018	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Sep 30, 2020	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Jun 6, 2017	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jun 6, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2017 · Amount on Record
Deed Sale	Jun 6, 2017 · Amount on Record
Prior Sale	Dec 28, 2005 · Amount on Record
Deed Document Number	2017253652
Prior Transfer Date	May 2, 2017
Prior Transfer Doc	0000253651
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12741 LAUREL ST UNIT 20, 20, LAKESIDE, CA 92040-2134
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12741 LAUREL ST, LAKESIDE, CA 92040-2132

Mortgage

Document Number	0000278562
Date	Oct 7, 2025
Instrument	2025-0278562

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12741 LAUREL ST UNIT 20, 20, LAKESIDE, CA 92040-2134
Transaction Type	Mortgage
Record Updated	Mar 7, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12741 LAUREL ST 20, 20, LAKESIDE, CA 92040-2134

Mortgage

Document Number	0000049406
Date	Feb 28, 2024
Instrument	2024-0049406

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12741 LAUREL ST UNIT 20, 20, LAKESIDE, CA 92040-2134
Transaction Type	Mortgage
Record Updated	Aug 3, 2022
Title Company	FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12741 LAUREL ST 20, 20, LAKESIDE, CA 92040-2134

Mortgage

Document Number	0000305456
Date	Jul 26, 2022
Instrument	2022-0305456

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12741 LAUREL ST UNIT 20, 20, LAKESIDE, CA 92040-2134
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131815
Date	Apr 4, 2018
Instrument	2018-0131815

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12741 LAUREL ST UNIT 20, 20, LAKESIDE, CA 92040-2134
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMONWEALTH LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12741 LAUREL ST 20, 20, LAKESIDE, CA 92040-2134

Mortgage

Document Number	0000587982
Date	Sep 30, 2020
Instrument	2020-0587982

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 6, 2017
Property Address	12741 LAUREL ST UNIT 20, 20, LAKESIDE, CA 92040-2134
Document Number	0000253652
Instrument Date	May 3, 2017
Instrument	253652
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$371.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12741 LAUREL ST #20 LAKESIDE CA 920402134, 20, LAKESIDE, CA 92040-2134

Mortgage

Document Number	253653
Date	Jun 6, 2017
Instrument	253653

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 6, 2017
Property Address	12741 LAUREL ST UNIT 20, 20, LAKESIDE, CA 92040-2134
Document Number	0000253651
Instrument Date	May 2, 2017
Instrument	253651
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	13116 CASA GRANDE AVE LAKESIDE CA 920402508, LAKESIDE, CA 92040-2508

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$399,524 (+2%) Land $147,972 Building $251,552
2025	$5,476.00 (+7.08%)	$391,691 (+4.04%) Land $145,071 Building $246,620
2023	$5,114.00 (+1.99%)	$376,484 Land $139,439 Building $237,045
2022	$5,014.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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