12741 Laurel St, Unit 18, Lakeside, CA 92040 Property Records

San Diego County property record for 12741 Laurel St, Unit 18, Lakeside, CA 92040

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,586 sqft · built 1985
Lot Size4.54 acres (197,880 sqft)
OwnerIndividual Name on File
Last Sale$560,000 (Oct 2023)
Tax Bill$5,526 (2025)
Deeds & MortgagesSep 2025 Mortgage
Oct 2023 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN394-560-08-18

Property Details

APN / Parcel Number

Primary APN394-560-08-18

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,586 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCondo/Apartment
Lot Area197,880 sqft
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address12741 LAUREL ST, 18
CityLAKESIDE
StateCA
Zip92040-2134
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRU
Legal DescriptionLOT 1 US 18PER DOC83-151279&UND INT IN TR 009443
Legal SubdivisionLAKESIDE 3812
Legal Tract009443
Legal Block3
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3002
Census Tract16804

Owner

Source: San Diego County records · APN 394-560-08-18

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12741 LAUREL ST, 18, LAKESIDE, CA 92040-2134
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · VA Mortgage
E MORTGAGE CAPITAL INC
Oct 04, 2023Grant Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jul 27, 2021Deed of Trust, Mortgage · VA Mortgage
PLANET HOME LENDING LLC
Aug 10, 2019Deed of Trust, Mortgage · VA Mortgage
MR COOPER
Dec 18, 2017Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Apr 19, 2017Quit Claim Deed, Transfer
LAWYERS TITLE
Apr 19, 2017Grant Deed, Transfer · VA Mortgage
IMORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 04, 2023 · Amount on Record
Deed SaleOct 04, 2023 · Amount on Record
Prior SaleApr 19, 2017 · Amount on Record
Deed Document Number2023269125
Prior Transfer DateMar 17, 2011
Prior Transfer Doc0000167080
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12741 LAUREL ST UNIT 18, 18, LAKESIDE, CA 92040-2134
Transaction TypeMortgage
Record UpdatedOct 08, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address12741 LAUREL ST, LAKESIDE, CA 92040-2132

Mortgage

Document Number0000271000
DateSep 30, 2025
Instrument2025-0271000
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

October 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 04, 2023
Property Address12741 LAUREL ST UNIT 18, 18, LAKESIDE, CA 92040-2134
Document Number0000269125
Map ReferenceMAP 9443
Instrument DateSep 29, 2023
Instrument2023-0269125
Transaction TypeTransfer
Record UpdatedOct 12, 2023
Title CompanyFIRST INTEGRITY TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12741 LAUREL ST UNIT 18, 18, LAKESIDE, CA 92040-2134

Mortgage

Document Number0000269126
DateOct 04, 2023
Instrument2023-0269126
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12741 LAUREL ST UNIT 18, 18, LAKESIDE, CA 92040-2134
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanyWESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address12741 LAUREL ST 18, 18, LAKESIDE, CA 92040-2134

Mortgage

Document Number0000533917
DateJul 27, 2021
Instrument2021-0533917
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12741 LAUREL ST UNIT 18, 18, LAKESIDE, CA 92040-2134
Document Number0000347650
Instrument DateAug 10, 2019
Transaction TypeMortgage
Record UpdatedAug 23, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address12741 LAUREL ST #18 LAKESIDE CA 920402134, 18, LAKESIDE, CA 92040-2134

Mortgage

Document Number0000347650
DateAug 16, 2019
Instrument347650
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 15, 2049

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12741 LAUREL ST UNIT 18, 18, LAKESIDE, CA 92040-2134
Document Number0000609344
Instrument DateDec 18, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018
Title CompanyWFG TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address12741 LAUREL ST #18 LAKESIDE CA 920402134, 18, LAKESIDE, CA 92040-2134

Mortgage

Document Number0000609344
DateDec 27, 2017
Instrument609344
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 26, 2047

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 19, 2017
Property Address12741 LAUREL ST UNIT 18, 18, LAKESIDE, CA 92040-2134
Document Number0000175711
Instrument DateApr 10, 2017
Instrument175711
Transaction TypeTransfer
Record UpdatedApr 25, 2017
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address12741 LAUREL ST #18 LAKESIDE CA 920402134, 18, LAKESIDE, CA 92040-2134

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 19, 2017
Property Address12741 LAUREL ST UNIT 18, 18, LAKESIDE, CA 92040-2134
Document Number0000175710
Instrument DateMar 23, 2017
Instrument175710
Transaction TypeTransfer
Record UpdatedApr 25, 2017
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$368.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address12741 LAUREL ST #18 LAKESIDE CA 920402134, 18, LAKESIDE, CA 92040-2134

Mortgage

Document Number175712
DateApr 19, 2017
Instrument175712
Lender
NameIMORTGAGE
TypeMortgage Company
AddressSCOTTSDALE, AZ 85251
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 18, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$582,624 (+2%) Land $249,696 Building $332,928
2025$5,526.00 (+73.5%)$571,200 (+52.9%) Land $244,800 Building $326,400
2023$3,185.00 (-0.69%)$373,579 Land $160,105 Building $213,474
2022$3,207.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–1980)
Most Recent ClaimFeb 1980 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile USA, Verizon, Wyyerd Group.

Based on FCC filings for 395 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLAKESIDE WD
private · serves 35,500 people
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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