San Diego County property record for 12740 Summerfield Ln, Poway, CA 92064
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,701 sqft · built 1974 |
| Lot Size | 0.169 acres (7,377 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,603 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 275-551-10-00 |
| Primary APN | 275-551-10-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,701 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 7,377 sqft (0.169 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 12740 SUMMERFIELD LN |
|---|---|
| City | POWAY |
| State | CA |
| Zip | 92064-1531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Description | LOT 10 TR 007420 |
| Legal Subdivision | SUMMERFIELD ENCINITAS |
| Legal Tract | 007420 |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 17006 |
Source: San Diego County records · APN 275-551-10-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12740 SUMMERFIELD LN, POWAY, CA 92064-1531 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jan 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SIWELL INC |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SIWELL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jan 26, 2016 |
| Transfer Doc | 0000050054 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12740 SUMMERFIELD LN, POWAY, CA 92064-1531 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000046863 |
|---|---|
| Date | Jan 30, 2017 |
| Instrument | 2017-0046863 |
| Name | SIWELL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | LUBBOCK, TX 79493 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12740 SUMMERFIELD LN, POWAY, CA 92064-1531 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MORTGAGE INFORMATION SVCS IN |
| Name | Verified Name |
|---|
| Document Number | 0000366918 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 2020-0366918 |
| Name | SIWELL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | LUBBOCK, TX 79413 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $233,121 (+2%) Land $88,798 Building $144,323 | |
| 2025 | $2,603.00 (+5%) Homeowner's exemption | $228,551 (+4.04%) Land $87,057 Building $141,494 |
| 2023 | $2,479.00 (+1.72%) Homeowner's exemption | $219,677 Land $83,677 Building $136,000 |
| 2022 | $2,437.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730170063, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, Cox Communications, Verizon.
Based on FCC filings for 570 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3710015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF POWAY serves 49,888 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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