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12732 Summerfield Ln, Poway, CA 92064 Property Records

San Diego County property record for 12732 Summerfield Ln, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,971 sqft · built 1974
Lot Size0.169 acres (7,349 sqft)
Owner2 Individual Names on File
Last Sale$479,000 (Jan 2012)
Tax Bill$8,875 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN275-555-01-00

Property Details

APN / Parcel Number

Primary APN275-555-01-00
Alternative APN
  • 2755511100

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,971 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area7,349 sqft (0.169 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number2755511100
Street Address12732 SUMMERFIELD LN
CityPOWAY
StateCA
Zip92064-1531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal DescriptionLOT 11 TR 007420
Legal SubdivisionSUMMERFIELD ENCINITAS
Legal Tract007420
Legal Block3
Legal Lot Number11
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3004
Census Tract17006

Owner

Source: San Diego County records · APN 275-555-01-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12732 SUMMERFIELD LN, POWAY, CA 92064-1531
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2020Deed of Trust, Mortgage · VA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Nov 23, 2020Deed of Trust, Mortgage · VA Mortgage
LOW VA RATES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 13, 2012 · Amount on Record
Deed SaleJan 13, 2012 · Amount on Record
Prior SaleSep 13, 2006 · Amount on Record
Deed Document Number201221327
Prior Transfer DateJul 07, 2006
Prior Transfer Doc0000651999
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12732 SUMMERFIELD LN, POWAY, CA 92064-1531
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058577
DateFeb 05, 2020
Instrument2020-0058577
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12732 SUMMERFIELD LN, POWAY, CA 92064-1531
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address12732 SUMMERFIELD LN, POWAY, CA 92064-1531

Mortgage

Document Number0000740637
DateNov 23, 2020
Instrument2020-0740637
Lender
NameLOW VA RATES LLC
TypeNon-Lending Institution
AddressLINDON, UT 84042
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$613,671 (+2%) Land $376,208 Building $237,463
2025$8,875.00 (+1.67%)$601,639 (+4.04%) Land $368,832 Building $232,807
2023$8,729.00 (-0.13%)$578,278 Land $354,510 Building $223,768
2022$8,740.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
San Diego Broadband
Fixed Wireless		500 / 100
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: California Internet, Cox Communications, Verizon.

Based on FCC filings for 570 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF POWAY
serves 49,888 people
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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