1274 Tower Rd, Winnetka, IL 60093 Property Records

Cook County property record for 1274 Tower Rd, Winnetka, IL 60093

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,220 sqft · built 1919
Lot Size0.592 acres (25,800 sqft)
OwnerIndividual Name on File
Last Sale$399,333 (Jan 1994)
Tax Bill$31,760 (2023)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN05-18-402-070

Property Details

APN / Parcel Number

Primary APN05-18-402-070
Alternative APN
  • 05-18-402-070-0000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area4,220 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1920
Architectural StyleRanch
Exterior MaterialStucco
Roof MaterialOther
Lot Area25,800 sqft (0.592 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Street Address1274 TOWER RD
CityWINNETKA
StateIL
Zip60093-1638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(BELLS) SUB OF NH NE SE SEC 18-42-13
Legal Range13E
Legal Township42N
Legal Section18
Legal SubdivisionBELLS SUB
Legal Lot Number1,2
JurisdictionCOOK IL
Township / Civil DivisionNEW TRIER
Census Block Group3
Census Block3010
Census Tract800300

Owner

1274 Tower Rd is owned and occupied by an individual who bought it in January 1994.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1274 TOWER RD, WINNETKA, IL 60093-1638
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 1994 · Amount on File
Deed SaleJan 18, 1994 · Amount on File
Deed Document Number1994996
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Recording DateApr 29, 2026
Property Address1274 TOWER RD, WINNETKA, IL 60093-1638
Document Number0000002138
Instrument DateApr 22, 2026
Instrument20262138
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address1274 TOWER RD, WINNETKA, IL 60093-1638
InvestorPossibly a Property Investor

Mortgage

Document Number0000002138,
DateApr 29, 2026
Instrument20262138
Lender
NameWELLSFARGOBANKNA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 1, 2041
Interest
Rate TypeFixed Rate
Rate5.75%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionNew Trier Township
MunicipalityWinnetka Village
Secondary School DistrictNew Trier Township High School District 203 (09 - 12)
Elementary School DistrictWinnetka School District 36 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$167,000 Land $46,440 Building $120,560$1,670,000 Land $464,400 Building $1,205,600
2023$31,760.00 (-5.25%)
2022$33,519.00 Homeowner's exemption$157,000 Land $45,150 Building $111,850$1,570,000 Land $451,500 Building $1,118,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1274 Tower Rd in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 49 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies49 in force
Nearby Flood Claims31 (1987–2021)
Claims Outside the SFHA10 of 31
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 4 claims
  • Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1274 Tower Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINNETKA
serves 12,475 people · EPA ID IL0313330
Water SourceSurface water
Last State InspectionOct 2023
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Tower Rd

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