1240 Tower Rd, Winnetka, IL 60093 Property Records

Cook County property record for 1240 Tower Rd, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,212 sqft · built 1902
Lot Size	0.484 acres (21,083 sqft)
Owner	2 Individual Names on File
Last Sale	$1,270,000 (Feb 2024)
Tax Bill	$31,537 (2023)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-17-300-054`

Property Details

APN / Parcel Number

Primary APN	`05-17-300-054`
Alternative APN	`05-17-300-054-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,212 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1903
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	21,083 sqft (0.484 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	1240 TOWER RD
City	WINNETKA
State	IL
Zip	60093-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH2 W2 NW4 NW4 SW4 OF SEC17 T42N R13E 3P
Legal Range	13E
Legal Township	42N
Legal Section	17
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3021
Census Tract	800300

Owner

1240 Tower Rd is owned by two individuals who bought it in February 2024.

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	934 SPRUCE ST, WINNETKA, IL 60093-2217
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 15, 2024	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Feb 6, 2024	Deed, Transfer · Conventional Mortgage C & R MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2024 · Amount on File
Deed Sale	Feb 6, 2024 · Amount on File
Deed Document Number	202410008
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1240 TOWER RD, WINNETKA, IL 60093-1619
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006419033
Date	Mar 5, 2026
Instrument	2606419033

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1240 TOWER RD, WINNETKA, IL 60093-1619
Transaction Type	Mortgage
Record Updated	Mar 27, 2024
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007520373
Date	Mar 15, 2024
Instrument	2407520373

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Feb 6, 2024
Property Address	1240 TOWER RD, WINNETKA, IL 60093-1619
Document Number	0003710008
Instrument Date	Jan 22, 2024
Instrument	2403710008
Transaction Type	Transfer
Record Updated	Feb 19, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5215 OLD ORCHARD RD, SKOKIE, IL 60077-1035

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1240 TOWER RD, WINNETKA, IL 60093-1619

Mortgage

Document Number	0003710009
Date	Feb 6, 2024
Instrument	2403710009

Lender

Name	C & R MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$164,000 (+15.49%) Land $56,924 Building $107,076	$1,640,000 (+15.49%) Land $569,240 Building $1,070,760
2023	$31,537.00 (+6.37%)
2022	$29,648.00 (+4.93%) Homeowner's exemption	$141,999 (+23.62%) Land $69,573 Building $72,426	$1,419,990 (+23.62%) Land $695,730 Building $724,260
2021	$28,254.00 Homeowner's exemption	$114,867 Land $47,436 Building $67,431	$1,148,670 Land $474,360 Building $674,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1240 Tower Rd in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	31 (1987–2021)
Claims Outside the SFHA	10 of 31
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 4 claims Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1240 Tower Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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