12738 Westfield Loop, Lillian, AL 36549 Property Records

Baldwin County property record for 12738 Westfield Loop, Lillian, AL 36549

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,015 sqft · built 2018
Lot Size	0.254 acres (11,050 sqft)
Owner	2 Trust Names on File
Last Sale	$337,000 (Jan 2026)
Tax Bill	$746 (2026)
Deeds & Mortgages	Jan 2026 Sale Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52-08-27-0-000-002.097`

Property Details

APN / Parcel Number

Primary APN	`52-08-27-0-000-002.097`
Alternative APNs	`309051` `357345`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,015 sqft Heated Area
1st Floor Area	2,015 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,050 sqft (0.254 acres)
Lot Dimensions	130 ft deep x 85 ft wide
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	357345
Street Address	12738 WESTFIELD LOOP
City	LILLIAN
State	AL
Zip	36549-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	85' X 130' LOT 25 BLK A WESTFIELD SUB (RESUB OF LOT 2 ZUZU SUB) SLIDES 2400-D & E SEC 27-T7S-R6E (WD)
Legal Subdivision	WESTFIELD SUBDIVISION
Legal Block	A
Legal Lot Number	25
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	1
Census Block	1000
Census Tract	11603

Owner

12738 Westfield Loop is owner-occupied and held in a trust since January 2026.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	12738 WESTFIELD LOOP, LILLIAN, AL 36549-4203
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Warranty Deed, Transfer
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Dec 6, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 29, 2018	Trustee's Deed, Construction Loan · Line of Credit HANCOCK WHITNEY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2026 · Amount on File
Deed Sale	Jan 28, 2026 · Amount on File
Prior Sale	Dec 6, 2018 · Amount on File
Deed Document Number	20262233454
Prior Transfer Date	Jan 2, 2026
Prior Transfer Doc	0002233454
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jan 28, 2026
Property Address	12738 WESTFIELD LOOP, LILLIAN, AL 36549-4203
Document Number	0002233454
Map Reference	SL 240D
Instrument Date	Jan 2, 2026
Instrument	2233454
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	12738 WESTFIELD LOOP, LILLIAN, AL 36549-4203

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	12738 WESTFIELD LOOP, LILLIAN, AL 36549-4203
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001957015
Date	Nov 10, 2021
Instrument	1957015

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Dec 6, 2018
Property Address	12738 WESTFIELD LOOP, LILLIAN, AL 36549-4203
Document Number	0001733203
Map Reference	SL2400D&2400E
Instrument Date	Dec 3, 2018
Instrument	1733203
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 499, LILLIAN, AL 36549-0499

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12738 WESTFIELD LOOP, LILLIAN, AL 36549-4203

Mortgage

Document Number	0001733204
Date	Dec 6, 2018
Instrument	1733204

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 29, 2018
Property Address	12738 WESTFIELD LOOP, LILLIAN, AL 36549-4203
Instrument Date	Aug 28, 2018
Instrument	1716722
Transaction Type	Construction Loan
Record Updated	Sep 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	33553 ROSALIA AVE LILLIAN AL 36549, LILLIAN, AL 36549

Mortgage

Document Number	0001716722
Date	Aug 29, 2018
Instrument	1716722

Lender

Name	HANCOCK WHITNEY BK
Address	PENSACOLA, FL 32502

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 28, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12738 Westfield Loop was $746 with exemptions applied, up 5.8% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$746.00 (+5.82%) Homeowner's exemption Senior Citizen's exemption
2025	$705.00 (+7.96%)	$33,700 (+7.67%) Land $4,200 Building $29,500	$336,700 (+7.61%) Land $41,900 Building $294,800
2024	$653.00 (+5.15%) Homeowner's exemption	$31,300 (+5.03%) Land $4,040 Building $27,260	$312,900 (+5.04%) Land $40,400 Building $272,500
2023	$621.00 (+10.3%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$29,800 (+10.04%)	$297,900 (+10.09%) Land $36,100 Building $261,800
2022	$563.00 (+13.51%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$27,080	$270,600 Land $33,100 Building $237,500
2021	$496.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12738 Westfield Loop in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	6 (2004–2021)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12738 Westfield Loop is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 80% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERDIDO BAY WATER SEWER & FPD serves 12,765 people · EPA ID AL0001490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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