12708 Westfield Loop, Lillian, AL 36549 Property Records

Baldwin County property record for 12708 Westfield Loop, Lillian, AL 36549

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,573 sqft · built 2020
Lot Size	0.25 acres (11,059 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Mar 2025)
Tax Bill	$861 (2026)
Deeds & Mortgages	Aug 2026 Sale Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-08-27-0-000-002.099`

Property Details

APN / Parcel Number

Primary APN	`52-08-27-0-000-002.099`
Alternative APNs	`309053` `372486`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,573 sqft Heated Area
1st Floor Area	1,573 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,059 sqft (0.25 acres)
Lot Dimensions	130 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	372486
Street Address	12708 WESTFIELD LOOP
City	LILLIAN
State	AL
Zip	36549-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	85' X 130.1' IRR LOT 27 BLK A WESTFIELD SUB (RESUB OF LOT 2ZUZU SUB) SLIDES 2400-D & E SEC 27-T7S-R6E (WD)
Legal Subdivision	WESTFIELD SUBDIVISION
Legal Block	A
Legal Lot Number	27
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	1
Census Block	1000
Census Tract	11603

Owner

12708 Westfield Loop is owned and occupied by an individual who acquired it in August 2026.

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12708 WESTFIELD LOOP, LILLIAN, AL 36549-4203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 8, 2020	Deed of Trust, Mortgage · Line of Credit WHITNEY BANK
Jul 2, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2025 · Amount on File
Deed Sale	Mar 19, 2025 · Amount on File
Prior Sale	Jul 2, 2020 · Amount on File
Deed Document Number	20252176842
Last Transfer Date	Aug 27, 2026
Transfer Doc	0002274590
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 27, 2026
Property Address	12708 WESTFIELD LOOP, LILLIAN, AL 36549-4203
Document Number	0002274590
Instrument Date	Aug 27, 2026
Instrument	20262274590
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$50.50
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12708 WESTFIELD LOOP, LILLIAN, AL 36549-4203

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	12708 WESTFIELD LOOP, LILLIAN, AL 36549-4203
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001804544
Date	Jan 8, 2020
Instrument	1804544

Lender

Name	WHITNEY BANK
Type	Bank
Address	PENSACOLA, FL 32502

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 2, 2020
Property Address	12708 WESTFIELD LOOP, LILLIAN, AL 36549-4203
Document Number	0001840019
Instrument Date	Jun 29, 2020
Instrument	1840019
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$203.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12708 WESTFIELD LOOP LILLIAN AL 36549, LILLIAN, AL 36549

Mortgage

Document Number	1840020
Date	Jul 2, 2020
Instrument	1840020

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$861.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption
2025		$28,900 (+11.5%) Land $4,200 Building $24,700	$288,800 (+11.51%) Land $41,900 Building $246,900
2023	$680.00 (+10.75%) Homeowner's exemption	$25,920 (+10.02%)	$259,000 (+10.03%) Land $36,100 Building $222,900
2022	$614.00 (+8.87%) Homeowner's exemption	$23,560	$235,400 Land $33,100 Building $202,300
2021	$564.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12708 Westfield Loop in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	6 (2004–2021)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12708 Westfield Loop is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERDIDO BAY WATER SEWER & FPD serves 12,765 people · EPA ID AL0001490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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