12732 Willow Ln, Chino, CA 91710 Property Records

San Bernardino County property record for 12732 Willow Ln, Chino, CA 91710

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,510 sqft · built 2016
Lot Size	0.39 acres (16,985 sqft)
Owner	Individual Name on Record
Last Sale	$654,000 (Feb 2017)
Tax Bill	$9,545 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1016-521-58-0000`

Property Details

APN / Parcel Number

Primary APN	`1016-521-58-0000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,510 sqft Living Area
Gross Area	3,937 sqft
1st Floor Area	2,049 sqft
2nd Floor Area	1,461 sqft
Family Room	Family Room

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	16,985 sqft (0.39 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	253 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12732 WILLOW LN
City	CHINO
State	CA
Zip	91710-3076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 18902 LOT 19 BOOK 344 PAGE 6
Legal Tract	18902
Legal Block	2
Legal Lot Number	19
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2008
Census Tract	401

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12732 WILLOW LN, CHINO, CA 91710-3076
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Feb 28, 2017	Grant Deed, Transfer · ARM LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2017 · Amount on Record
Deed Sale	Feb 28, 2017 · Amount on Record
Deed Document Number	201787320
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12732 WILLOW LN, CHINO, CA 91710-3076
Document Number	0000236429
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12732 WILLOW LN CHINO CA 917103076, CHINO, CA 91710-3076

Mortgage

Document Number	0000236429
Date	Jul 16, 2019
Instrument	236429

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 28, 2017
Property Address	12732 WILLOW LN, CHINO, CA 91710-3076
Document Number	0000087320
Map Reference	MB344 PG6-9
Instrument Date	Feb 9, 2017
Instrument	2017-0087320
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FNTG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12732 WILLOW LN, CHINO, CA 91710-3076

Mortgage

Document Number	0000087321
Date	Feb 28, 2017
Instrument	2017-0087321

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Chino City
Unified School District	Chino Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$874,950 (+2%) Land $270,893 Building $604,057
2025	$9,545.00 (+5.67%)	$857,794 (+4.04%) Land $265,581 Building $592,213
2023	$9,033.00 (+0.6%)	$824,486 Land $255,269 Building $569,217
2022	$8,979.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHINO serves 90,187 people · EPA ID CA3610012
Water Source	Purchased surface water from several systems
Last State Inspection	May 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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