12725 Parsons Gate, Carmel, IN 46032 Property Records

Hamilton County property record for 12725 Parsons Gate, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 6 ba · 6,906 sqft · built 2017
Lot Size0.519 acres (22,651 sqft)
OwnerIndividual Name on Record
Last Sale$1,850,000 (Jun 2025)
Tax Bill$16,325 (2024)
Deeds & MortgagesJun 2025 Sale & Mortgage
Mar 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN29-09-28-059-003.000-018

Property Details

APN / Parcel Number

Primary APN29-09-28-059-003.000-018
Alternative APN
  • 1709280059003000

Interior

Bedrooms4 Beds
Full Baths6 Baths
Half Baths1 Half Bath
Plumbing Fixtures24 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area6,906 sqft Living Area
1st Floor Area2,653 sqft
2nd Floor Area2,178 sqft
Basement Area2,653 sqft
Finished Basement2,075 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Roof MaterialAsphalt
Lot Area22,651 sqft (0.519 acres)
Lot Dimensions252 ft deep x 93 ft wide
Garage TypeMixed
Garage Area744 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1709280059003000
Street Address12725 PARSONS GATE
CityCARMEL
StateIN
Zip46032-7359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .52, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION VO2-B, LOT 304, IRREGULAR SHAPE
Legal Range03
Legal Township18
Legal Section28
Legal SubdivisionVILLAGE/WESTCLAY SEC V02-B
Legal Lot Number304
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1033
Census Tract111009

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12725 PARSONS GATE, CARMEL, IN 46032-7359
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2025Deed, Transfer · Conventional Mortgage
OLD NATIONAL BANK
Mar 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 27, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 11, 2018Warranty Deed, Transfer · Conventional Mortgage
PERL MORTGAGE INC
Aug 11, 2017Warranty Deed, Subdivision Related Transfer · ARM
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2025 · Amount on Record
Deed SaleJun 4, 2025 · Amount on Record
Prior SaleNov 27, 2019
Deed Document Number2025021883
Record UpdatedJun 8, 2026

June 2025: Deed, Transfer

Document TypeDeed
JurisdictionHAMILTON IN
Recording DateJun 4, 2025
Property Address12725 PARSONS GATE, CARMEL, IN 46032-7359
Document Number0000021883
Map ReferenceDOC 2007018388
Instrument DateJun 3, 2025
Instrument2025021883
Transaction TypeTransfer
Record UpdatedMar 5, 2026
Title CompanySUMMIT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12725 PARSONS GATE, CARMEL, IN 46032-7359

Transferred To (Grantee/Buyer)

NameVerified Name
Address12725 PARSONS GATE, CARMEL, IN 46032-7359

Mortgage

Document Number0000021884
DateJun 4, 2025
Instrument2025021884
Lender
NameOLD NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2032
Change Frequency6 Months
Min Rate At Change2.87%
Max Rate At Change11%
IndexSOFR Average 30-Day
Max Rate11%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address12725 PARSONS GATE, CARMEL, IN 46032-7359
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015272
DateMar 23, 2020
Instrument2020015272
Lender
NameCROSSCOUNTRY MORTGAGE LLC
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2035

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address12725 PARSONS GATE, CARMEL, IN 46032-7359
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000093533
DateDec 21, 2020
Instrument2020093533
Lender
NameCROSSCOUNTRY MORTGAGE LLC
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON IN
Recording DateNov 27, 2019
Property Address12725 PARSONS GATE, CARMEL, IN 46032-7359
Document Number0000060222
Instrument DateJul 6, 2019
Instrument60222
Transaction TypeTransfer
Record UpdatedDec 19, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address12725 PARSONS GATE CARMEL IN 460327359, CARMEL, IN 46032-7359

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJul 11, 2018
Property Address12725 PARSONS GATE, CARMEL, IN 46032-7359
Document Number2018031362
Instrument DateJul 2, 2018
Instrument2018031362
Transaction TypeTransfer
Record UpdatedOct 22, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address12725 PARSONS GATE, CARMEL, IN 46032-7359

Mortgage

Document Number2018031363
DateJul 11, 2018
Instrument2018031363
Lender
NamePERL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

August 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateAug 11, 2017
Property Address12725 PARSONS GATE, CARMEL, IN 46032-7359
Document Number2017039149
Map ReferenceCAB4 SL110
Instrument DateJul 31, 2017
Instrument2017039149
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 22, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address12725 PARSONS GATE, CARMEL, IN 46032-7359

Mortgage

Document Number2017039150
DateAug 11, 2017
Instrument2017039150
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueAug 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateAug 1, 2024
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change8.5%
Index1-Year LIBOR
Max Rate8.5%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,572,400 (+11.52%) Land $298,600 Building $1,273,800$1,572,400 (+11.52%) Land $298,600 Building $1,273,800
2024$16,325.00 (+2.05%)$1,410,000 (+1.41%) Land $298,600 Building $1,111,400$1,410,000 (+1.41%) Land $298,600 Building $1,111,400
2023$15,997.00 (+18.18%) Homeowner's exemption$1,390,400 (+19.16%) Land $298,600 Building $1,091,800$1,390,400 (+19.16%) Land $298,600 Building $1,091,800
2022$13,536.00 Homeowner's exemption$1,166,800 Land $228,600 Building $938,200$1,166,800 Land $228,600 Building $938,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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