12720 Parsons Gate, Carmel, IN 46032 Property Records

Hamilton County property record for 12720 Parsons Gate, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 6,934 sqft · built 2018
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on Record
Last Sale$980,000 (May 2020)
Tax Bill$16,509 (2024)
Deeds & MortgagesMay 2020 Mortgage
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN29-09-28-059-017.000-018

Property Details

APN / Parcel Number

Primary APN29-09-28-059-017.000-018
Alternative APN
  • 1709280059017000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area6,934 sqft Living Area
1st Floor Area3,049 sqft
2nd Floor Area1,485 sqft
Basement Area3,049 sqft
Finished Basement2,400 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Roof MaterialAsphalt
Lot Area19,602 sqft (0.45 acres)
Lot Dimensions173 ft deep x 61 ft wide
Garage TypeAttached
Garage Area784 sqft
Parking Spaces3 Parking Spaces
Pool Area512 sqft
PorchPorch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1709280059017000
Street Address12720 PARSONS GATE
CityCARMEL
StateIN
Zip46032-7360
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .45, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION VO2-B, LOT 319, IRREGULAR SHAPE
Legal Range03
Legal Township18
Legal Section28
Legal SubdivisionVILLAGE/WESTCLAY SEC V02-B
Legal Lot Number319
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1034
Census Tract111009

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12720 PARSONS GATE, CARMEL, IN 46032-7360
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF AMERICA
Jun 4, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST OPTION MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2020 · Amount on Record
Deed SaleMay 5, 2020 · Amount on Record
Prior SaleJun 4, 2019
Deed Document Number2020025779
Record UpdatedJun 8, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateMay 5, 2020
Property Address12720 PARSONS GATE, CARMEL, IN 46032-7360
Document Number2020025779
Instrument DateApr 16, 2020
Instrument2020025779
Transaction TypeTransfer
Record UpdatedOct 22, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12720 PARSONS GATE, CARMEL, IN 46032-7360

Mortgage

Document Number2020025780
DateMay 5, 2020
Instrument2020025780
Lender
NameFIRST NATIONAL BANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 5, 2050

June 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJun 4, 2019
Property Address12720 PARSONS GATE, CARMEL, IN 46032-7360
Document Number2019023025
Instrument DateMay 24, 2019
Instrument2019023025
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 22, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12720 PARSONS GATE, CARMEL, IN 46032-7360

Mortgage

Document Number2019023026
DateJun 4, 2019
Instrument2019023026
Lender
NameFIRST OPTION MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,594,000 (+11.81%) Land $288,300 Building $1,305,700$1,594,000 (+11.81%) Land $288,300 Building $1,305,700
2024$16,509.00 (-2.48%)$1,425,600 (-0.79%) Land $288,300 Building $1,137,300$1,425,600 (-0.79%) Land $288,300 Building $1,137,300
2023$16,929.00 (+16.61%) Homeowner's exemption$1,437,000 (+18.7%) Land $288,300 Building $1,148,700$1,437,000 (+18.7%) Land $288,300 Building $1,148,700
2022$14,518.00 Homeowner's exemption$1,210,600 Land $220,700 Building $989,900$1,210,600 Land $220,700 Building $989,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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