12725 Osprey Ct, Willis, TX 77318 Property Records

Montgomery County property record for 12725 Osprey Ct, Willis, TX 77318

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,794 sqft · built 2024
Lot Size	0.151 acres (6,580 sqft)
Owner	Individual Name on File
Last Sale	$990,850 (Jun 2024)
Tax Bill	$12,915 (2025)
Deeds & Mortgages	Jun 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7849-00-00700`

Property Details

APN / Parcel Number

Primary APN	`7849-00-00700`
Alternative APN	`R138496`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,794 sqft Living Area
Gross Area	3,193 sqft
1st Floor Area	2,394 sqft
2nd Floor Area	400 sqft
Flooring	Carpet

Exterior

Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,580 sqft (0.151 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12725 OSPREY CT
City	WILLIS
State	TX
Zip	77318-5201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4
Legal Description	PELICAN BAY 01 LOT 7
Legal Subdivision	PELICAN BAY 01
Legal Lot Number	7
Jurisdiction	MONTGOMERY TX
Township / Civil Division	WILLIS
Census Block Group	1
Census Block	1003
Census Tract	694210

Owner

12725 Osprey Ct is owned and occupied by an individual who bought it in June 2024.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	12725 OSPREY CT, WILLIS, TX 77318-5201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2024 · Amount on File
Deed Sale	Jun 3, 2024 · Amount on File
Prior Sale	Sep 27, 2023
Deed Document Number	202453957
Record Updated	Oct 29, 2026

June 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Jun 3, 2024
Property Address	12725 OSPREY CT, WILLIS, TX 77318-5201
Document Number	0000053957
Map Reference	CAB E SH 119-B
Instrument Date	May 31, 2024
Instrument	2024053957
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12725 OSPREY CT, WILLIS, TX 77318-5201

Mortgage

Document Number	0000053958
Date	Jun 3, 2024
Instrument	2024053958

Lender

Name	CADENCE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2054

Interest

Rate Type	Fixed Rate
Rate	7.87%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	5.87%
Max Rate At Change	9.87%
Index	SOFR Average 30-Day
Margin	3
Max Rate	12.8%

Tax Assessment & Valuation

The 2025 property tax bill for 12725 Osprey Ct was $12,915 with a homeowner's exemption, up 988% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Willis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$720,955 (-0.63%) Land $55,272 Building $665,683	$720,955 (-0.63%) Land $55,272 Building $665,683
2025	$12,915.00 (+988.04%) Homeowner's exemption	$725,528 (+1,212.65%) Land $55,272 Building $670,256	$725,528 (+1,212.65%) Land $55,272 Building $670,256
2024	$1,187.00 (+4.49%)	$55,272 (+%) Land $55,272	$55,272 (+%) Land $55,272
2023	$1,136.00	$55,270 Land $55,270	$55,270 Land $55,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12725 Osprey Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 118 policies
Nearby Flood Policies	118 in force
Nearby Flood Claims	23 (2017–2025)
Claims Outside the SFHA	21 of 23
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 5 claims Hurricane Harvey, Aug 2017 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12725 Osprey Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT AQUARIUS MUD serves 3,228 people · EPA ID TX1700060
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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