1. Home
  2. Michigan
  3. Saginaw County
  4. Chesaning
  5. Baldwin Rd

12725 Baldwin Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 12725 Baldwin Rd, Chesaning, MI 48616

Property Summary

Property TypeManufactured or Modular Home
Details3 bd · 2 ba · 1,352 sqft · built 1995
Lot Size1.66 acres (72,310 sqft)
Owner2 Individual Names on File
Last Sale$186,900 (Jul 2026)
Tax Bill$2,205 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN13-09-3-07-2002-004

Property Details

APN / Parcel Number

Primary APN13-09-3-07-2002-004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,352 sqft Living Area
1st Floor Area1,352 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleModular
Roof TypeGable
Roof MaterialAsphalt
Lot Area72,310 sqft (1.66 acres)
Garage Area1,496 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area128 sqft
Deck AreaDeck Area
Patio Area192 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address12725 BALDWIN RD
CityCHESANING
StateMI
Zip48616-9417
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Local Zoning CodeA-1
Legal DescriptionBEG AT A PT 1198.17 FT E FROM NW CORN OF SEC 7 TH E 231.66 FT TH S 345.84 FT TH W 231.66 FT TH N 345.84 FT TO POB 1.84 ACRES
Legal Range03E
Legal Township09N
Legal Section07
JurisdictionSAGINAW MI
Township / Civil DivisionCHESANING
Census Block Group1
Census Block1027
Census Tract12700

Owner

12725 Baldwin Rd, a residential property, is owned and occupied by two individuals who bought it in July 2026.

Source: Saginaw County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address12725 BALDWIN RD, CHESANING, MI 48616-9417
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED FINANCIAL CREDIT UNION
Feb 19, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2026 · Amount on File
Deed SaleJul 30, 2026 · Amount on File
Prior SaleOct 7, 2005 · Amount on File
Deed Document Number202619638
Prior Transfer DateOct 17, 2016
Prior Transfer Doc0000027131
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateJul 30, 2026
Property Address12725 BALDWIN RD, CHESANING, MI 48616-9417
Document Number0000019638
Instrument DateJul 21, 2026
Instrument202619638
Transaction TypeTransfer
Record UpdatedAug 5, 2026
Title CompanyTITLE RESOURCE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$141,576.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12725 BALDWIN RD, CHESANING, MI 48616-9417

Mortgage

Document Number0000019639,
DateJul 30, 2026
Instrument202619639
Lender
NameUNITED FINANCIAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueAug 1, 2036
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address12725 BALDWIN RD, CHESANING, MI 48616-9417
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12725 BALDWIN RD, CHESANING, MI 48616-9417

Mortgage

Document Number0000005451
DateFeb 19, 2021
Instrument2021005451
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12725 Baldwin Rd was $2,205 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionChesaning Township
Unified School DistrictChesaning Union Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$92,000$184,000
2025$2,205.00 Homeowner's exemption
2023$70,000$140,000
2022$1,916.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12725 Baldwin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12725 Baldwin Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		25 / 3

Nearby Properties on Baldwin Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures