12540 Baldwin Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 12540 Baldwin Rd, Chesaning, MI 48616

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 1,984 sqft · built 1918
Lot Size1.26 acres (54,886 sqft)
Owner2 Individual Names on File
Tax Bill$1,765 (2025)
Deeds & MortgagesJan 2023 Mortgage
Apr 2022 Transfer
Flood ZoneZone X (minimal risk)
APN13-09-3-06-3002-001

Property Details

APN / Parcel Number

Primary APN13-09-3-06-3002-001

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,984 sqft Living Area
1st Floor Area1,134 sqft
Basement Area1,134 sqft
Unfinished Basement1,134 sqft

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area54,886 sqft (1.26 acres)
PorchCovered Porch
Porch Area332 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address12540 BALDWIN RD
CityCHESANING
StateMI
Zip48616-9417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal DescriptionW 315 FT OF S 208 FT OF E 40 ACRES OF SW FRL 1/4 1.50 ACRES SEC 6 T9N R3E
Legal Range03E
Legal Township09N
Legal Section06
JurisdictionSAGINAW MI
Township / Civil DivisionCHESANING
Census Block Group1
Census Block1005
Census Tract12700

Owner

12540 Baldwin Rd is owned and occupied by two individuals who acquired it in January 2023.

Source: Saginaw County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address12540 BALDWIN RD, CHESANING, MI 48616-9417
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2023Intrafamily Transfer, Transfer · VA Mortgage
CITIZENS BANK NA
Apr 26, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2023
Deed SaleJan 5, 2023
Deed Document Number2023367
Prior Transfer DateNov 21, 2022
Prior Transfer Doc0000000367
Record UpdatedOct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAGINAW MI
Recording DateJan 5, 2023
Property Address12540 BALDWIN RD, CHESANING, MI 48616-9417
Document Number0000000367
Instrument DateNov 21, 2022
Instrument2023000367
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyQUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE & ESCROW

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12540 BALDWIN RD, CHESANING, MI 48616-9417

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1240 BALDWIN ROAD, CHESANING, MI 48616

Mortgage

Document Number0000000368
DateJan 5, 2023
Instrument2023000368
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAGINAW MI
Recording DateApr 26, 2022
Property Address12540 BALDWIN RD, CHESANING, MI 48616-9417
Document Number0000012980
Instrument DateApr 15, 2022
Instrument2022012980
Transaction TypeTransfer
Record UpdatedMay 9, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12540 BALDWIN RD, 12540, CHESANING, MI 48616-9417

Transferred To (Grantee/Buyer)

NameVerified Name
Address6790 ALEXDON CT, REYNOLDSBURG, OH 43068-4007
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 12540 Baldwin Rd was $1,765 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionChesaning Township
Unified School DistrictChesaning Union Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$89,000$178,000
2025$1,765.00 Homeowner's exemption
2023$63,800$127,600
2022$1,539.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12540 Baldwin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12540 Baldwin Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3

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