Chisago County property record for 12720 Summit Ave, Lindstrom, MN 55045
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 768 sqft · built 1955 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (Jun 2025) |
| Tax Bill | $5,202 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-00422-00 |
| Primary APN | 15-00422-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Gross Area | 1,262 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Depth | 134 ft Depth |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Account Number | 3982734 |
|---|---|
| Street Address | 12720 SUMMIT AVE |
| City | LINDSTROM |
| State | MN |
| Zip | 55045-8407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISIONNAME REARRANGEMENT OF BLOCK 17 LOT 004 SUBDIVISIONCD 15080 |
| Legal Range | 020 |
| Legal Township | 034 |
| Legal Section | 33 |
| Legal Subdivision | REARRANGEMENT OF BLOCK 17 |
| Legal Block | 17 |
| Legal Lot Number | 4 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | LINDSTROM |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 110501 |
12720 Summit Ave is owned and occupied by an individual who bought it in June 2025.
Source: Chisago County records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10501 CEDAR LAKE RD, MINNETONKA, MN 55305-3373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2025 · Amount on File |
| Deed Sale | Jun 12, 2025 · Amount on File |
| Prior Sale | Nov 14, 2011 · Amount on File |
| Deed Document Number | 2025684451 |
| Prior Transfer Date | Sep 30, 2011 |
| Prior Transfer Doc | 0000012476 |
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 12720 Summit Ave was $5,202 with a homeowner's exemption, up 15.3% from the year before.
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| Municipality | Lindstrom City |
| Unified School District | Chisago Lakes School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,202.00 (+15.29%) | ||
| 2025 | $4,512.00 Homeowner's exemption | ||
| 2024 | $340,300 (-10.61%) | $354,900 (-7.43%) | |
| 2023 | $4,604.00 (+16.68%) Homeowner's exemption | $380,700 (+23.44%) | $383,400 (+20.91%) Land $267,600 Building $115,800 |
| 2022 | $3,946.00 (-1.05%) Homeowner's exemption | $308,400 (+18.39%) | $317,100 (+16.07%) Land $206,600 Building $110,500 |
| 2021 | $3,988.00 | $260,500 | $273,200 Land $175,800 Building $97,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12720 Summit Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | May 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12720 Summit Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lindstrom serves 4,938 people · EPA ID MN1130007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier, GigFire.
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