Chisago County property record for 12686 Summit Ave, Lindstrom, MN 55045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,560 sqft · built 1993 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Company Name on Record |
| Last Sale | $715,500 (Sep 2024) |
| Tax Bill | $10,104 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-00425-00 |
| Primary APN | 15-00425-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 3,770 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Depth | 164 ft Depth |
| Garage Area | 1,560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3982744 |
|---|---|
| Street Address | 12686 SUMMIT AVE |
| City | LINDSTROM |
| State | MN |
| Zip | 55045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISIONNAME REARRANGEMENT OF BLOCK 17 LOT 008 SUBDIVISIONCD 15080 |
| Legal Range | 020 |
| Legal Township | 034 |
| Legal Section | 33 |
| Legal Subdivision | REARRANGEMENT OF BLOCK 17 |
| Legal Block | 17 |
| Legal Lot Number | 8 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | LINDSTROM |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 110501 |
Source: Chisago County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 346 BETTY LN, WEST SAINT PAUL, MN 55118-2903 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2024 · Amount on Record |
| Deed Sale | Sep 6, 2024 · Amount on Record |
| Prior Sale | Mar 31, 2014 · Amount on Record |
| Deed Document Number | 20241689569 |
| Record Updated | Jun 8, 2026 |
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| Municipality | Lindstrom City |
| Unified School District | Chisago Lakes School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,104.00 (+15.61%) | ||
| 2025 | $8,740.00 (+2.01%) | ||
| 2024 | $632,400 (-5.78%) | $632,400 (-5.78%) | |
| 2023 | $8,568.00 (+15.85%) | $671,200 (+18.67%) Land $334,800 Building $336,400 | $671,200 (+18.67%) Land $334,800 Building $336,400 |
| 2022 | $7,396.00 (-1.94%) | $565,600 (+14.15%) Land $248,300 Building $317,300 | $565,600 (+14.15%) Land $248,300 Building $317,300 |
| 2021 | $7,542.00 | $495,500 | $495,500 Land $215,400 Building $280,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | May 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lindstrom serves 4,938 people · EPA ID MN1130007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier, GigFire.
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