12718 Hess St, Cedar Lake, IN 46303 Property Records

Lake County property record for 12718 Hess St, Cedar Lake, IN 46303

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,883 sqft · built 2013
Lot Size	0.214 acres (9,365 sqft)
Owner	Individual Name on Record
Tax Bill	$4,420 (2024)
Deeds & Mortgages	Jul 2017 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-30-24-0264-0026`

Property Details

APN / Parcel Number

Primary APN	`005-30-24-0264-0026`
Alternative APN	`45-15-21-251-004.000-014`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,883 sqft Living Area

Exterior

Year Built	Built 2013
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,365 sqft (0.214 acres)
Lot Dimensions	117 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	005-30-24-0264-0026
Street Address	12718 HESS ST
City	CEDAR LAKE
State	IN
Zip	46303-8446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONASTERY WOODS PHASE 1 LOT 26
Legal Subdivision	MONASTERY WOODS PH 1
Legal Phase	1
Legal Lot Number	26
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	4
Census Block	4012
Census Tract	42901

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12718 HESS ST, CEDAR LAKE, IN 46303-8446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK OF HEGEWISCH
Nov 16, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2019
Deed Sale	Nov 16, 2019
Prior Sale	Mar 20, 2013
Deed Document Number	2019 079129
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	12718 HESS ST, CEDAR LAKE, IN 46303-8446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER INDIANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043197
Date	Jul 14, 2017
Instrument	2017 043197

Lender

Name	FIRST SAVINGS BANK OF HEGEWISCH
Type	Bank
Address	CHICAGO, IL 60633

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	118 Months
Due	May 1, 2027

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 16, 2019
Property Address	12718 HESS ST, CEDAR LAKE, IN 46303-8446
Document Number	0000079129
Map Reference	MB 101 PG 86
Instrument Date	Nov 13, 2019
Instrument	2019 079129
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12718 HESS ST, CEDAR LAKE, IN 46303-8446

Mortgage

Document Number	0000079130
Date	Nov 16, 2019
Instrument	2019 079130

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	Cedar Lake Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$377,400 (+2.22%) Land $82,000 Building $295,400	$377,400 (+2.22%) Land $82,000 Building $295,400
2024	$4,420.00 (+4.37%)
2023		$369,200 (+7.95%) Land $55,400 Building $313,800	$369,200 (+7.95%) Land $55,400 Building $313,800
2022	$4,235.00	$342,000 Land $55,400 Building $286,600	$342,000 Land $55,400 Building $286,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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